Orange County property record for 844 Cortez St, Costa Mesa, CA 92626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 1961 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (May 2014) |
| Tax Bill | $18,474 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-322-13 |
| Primary APN | 141-322-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 844 CORTEZ ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92626-5842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 3853 BLK LOT 48 |
| Legal Subdivision | TR 3853 |
| Legal Tract | 3853 |
| Legal Lot Number | 48 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 63904 |
844 Cortez St is owned and occupied by two individuals who bought it in May 2014.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 844 CORTEZ ST, COSTA MESA, CA 92626-5842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Mar 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2014 · Amount on File |
| Deed Sale | May 12, 2014 · Amount on File |
| Prior Sale | Aug 13, 2004 · Amount on File |
| Deed Document Number | 2014182814 |
| Prior Transfer Date | Jul 1, 2005 |
| Prior Transfer Doc | 0000521794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 844 CORTEZ ST, COSTA MESA, CA 92626-5842 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 844 CORTEZ ST, COSTA MESA, CA 92626-5842 |
| Document Number | 0000359682 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025000359682 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 844 CORTEZ ST, COSTA MESA, CA 92626-5842 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 844 CORTEZ ST, COSTA MESA, CA 92626-5842 |
| Document Number | 0000065440 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023000065440 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
The 2025 property tax bill for 844 Cortez St was $18,474.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,784,352 (+7.53%) Land $665,807 Building $1,118,545 | |
| 2025 | $18,474.00 | $1,659,443 Land $652,752 Building $1,006,691 |
| 2023 | $8,452.00 (+3.05%) | $718,734 Land $627,405 Building $91,329 |
| 2022 | $8,202.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 844 Cortez St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 844 Cortez St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cosmo Network Solutions, GeoLinks.
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