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844 Center St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 844 Center St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,080 sqft · built 1952
Lot Size0.578 acres (25,178 sqft)
Owner2 Individual Names on File
Last Sale$202,000 (Jan 2022)
Tax Bill$3,261 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:017-03550 B:110 L:0

Property Details

APN / Parcel Number

Primary APNM:017-03550 B:110 L:0
Alternative APNs
  • LUDL M:17 B:3550 P:110
  • 1732

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
Gross Area1,616 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,178 sqft (0.578 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1732
Street Address844 CENTER ST
CityLUDLOW
StateMA
Zip01056-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal SubdivisionJOSEPH ALVES ESTATE
Legal Block3550
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2010
Census Tract810414

Owner

844 Center St is owned and occupied by two individuals who bought it in January 2022.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address844 CENTER ST, LUDLOW, MA 01056-1409
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2022 · Amount on File
Deed SaleJan 28, 2022 · Amount on File
Prior SaleAug 8, 2011 · Amount on File
Deed Book / Page24377 / 2
Transfer Doc19202-222
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUDLOW MA
Recording DateJan 28, 2022
Property Address844 CENTER ST, LUDLOW, MA 01056-1409
Document Number00024377-2
Book / Page24377 / 2
Instrument DateJan 28, 2022
Instrument5702
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address844 CENTER ST, LUDLOW, MA 01056-1409

Mortgage

Document Number0000005703
DateJan 28, 2022
Instrument5703
Lender
NameEQUITY PRIME MTG
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 844 Center St was $3,261, down 1.5% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,261.00 (-1.48%)$203,700 (+6.76%) Land $78,200 Building $125,500$291,041 (-2.12%)
2025$3,310.00 (+2.86%)$190,800 (+7.25%) Land $71,100 Building $119,700$297,350 (+9.36%)
2024$3,218.00 (+24.1%)$177,900 (+33.86%) Land $72,200 Building $105,700$271,890
2023$2,593.00$132,900 Land $60,100 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 844 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 844 Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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