8439 Bay Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 8439 Bay Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,313 sqft · built 1983
Lot Size	0.302 acres (13,134 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2024)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5260-1757-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5260-1757-0010`
Alternative APNs	`00540374` `540374`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	2,222 sqft
1st Floor Area	1,313 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,134 sqft (0.302 acres)
Lot Dimensions	125 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	230 sqft
Porch	Slab
Porch Area	974 sqft
Deck Area	310 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00540374
Street Address	8439 BAY DR
City	SPRING HILL
State	FL
Zip	34606-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 26 BLK 1757 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 26
Legal Block	1757
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2045
Census Tract	41203

Owner

8439 Bay Dr is owned by an individual who bought it in March 2024.

Source: Hernando County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	25350 US HIGHWAY 19 N, 221, CLEARWATER, FL 33763-2126
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 9, 2024	Warranty Deed, Transfer HOMEWARD TITLE, HOMEWARD TITLE LLC
Sep 18, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Jan 9, 2024 · Amount on File
Deed Document Number	202415722
Deed Book / Page	4401 / 1931
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	0043421301
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 13, 2024
Property Address	8439 BAY DR, SPRING HILL, FL 34606-2111
Document Number	0044011931
Book / Page	4401 / 1931
Map Reference	MB 10 PG 77-85
Instrument Date	Mar 8, 2024
Instrument	2024015722
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	HOMEWARD TITLE, HOMEWARD TITLE 2 LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25350 US HIGHWAY 19 N APT 221, 221, CLEARWATER, FL 33763-2126

Mortgage

Document Number	0044011934
Date	Mar 13, 2024
Instrument	4401/1934

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 9, 2024
Property Address	8439 BAY DR, SPRING HILL, FL 34606-2111
Document Number	0043811305
Book / Page	4381 / 1305
Map Reference	MB 10 PG 7
Instrument Date	Jan 3, 2024
Instrument	2024001853
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	HOMEWARD TITLE, HOMEWARD TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,786.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8439 BAY DR, SPRING HILL, FL 34606-2111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 S CAPITAL OF TEXAS HWY STE I100, I100, WEST LAKE HILLS, TX 78746-6447
Investor	Possibly a Property Investor

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 18, 2023
Property Address	8439 BAY DR, SPRING HILL, FL 34606-2111
Document Number	0043421301
Book / Page	4342 / 1301
Map Reference	MB 10 PG 77-85
Instrument Date	Aug 21, 2023
Instrument	2023058408
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8439 BAY DR, SPRING HILL, FL 34606-2111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8439 BAY DR, SPRING HILL, FL 34606-2111

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 2, 2019
Property Address	8439 BAY DR, SPRING HILL, FL 34606-2111
Document Number	0036870138
Book / Page	003687 / 000138
Instrument Date	Apr 1, 2019
Instrument	19896
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8439 BAY DR SPRING HILL FL 346062111, SPRING HILL, FL 34606-2111

Tax Assessment & Valuation

The 2025 property tax bill for 8439 Bay Dr was $3,003.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,003.00	$201,348 Land $39,927 Building $161,421	$201,348 Land $39,927 Building $161,421
2023		$86,101 (+3%) Land $86,101
2022	$706.00 Homeowner's exemption	$83,593	$188,944 Land $31,259 Building $157,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8439 Bay Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8439 Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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