Howard County property record for 8438 Sand Cherry Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,406 sqft · built 1989 |
| Lot Size | 0.326 acres (14,221 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $600,000 (May 2019) |
| Tax Bill | $10,578 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-516912 |
| Primary APN | 06-516912 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Total Area |
| Basement Area | 806 sqft |
| Finished Basement | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,221 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 384 sqft |
| Gazebo | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 516912 |
|---|---|
| Street Address | 8438 SAND CHERRY LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-1090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 100 .326 A 8438 SAND CHERRY LN CHERRYTREE FARM S 1 A 2 |
| Legal Subdivision | CHERRYTREE FARM SEC 01 A 02 |
| Legal Lot Number | 100 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8438 SAND CHERRY LN, LAUREL, MD 20723-1090 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · VA Mortgage VELLUM MTG LLC |
| May 21, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Nov 3, 1997 · Amount on Record |
| Deed Book / Page | 18679 / 390 |
| Last Transfer Date | Jan 3, 2025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8438 SAND CHERRY LN, LAUREL, MD 20723-1090 |
| Document Number | 0201670217 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | LEGACYHOUSE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8438 SAND CHERRY LN LAUREL MD 207231090, LAUREL, MD 20723-1090 |
| Document Number | 0201670217 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 020167/000217 |
| Name | VELLUM MTG LLC |
|---|---|
| Address | FAIRFAX, VA 22033 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 21, 2019 |
| Property Address | 8438 SAND CHERRY LN, LAUREL, MD 20723-1090 |
| Document Number | 0186790390 |
| Book / Page | 018679 / 000390 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 2026 FLINT MI 485012026, FLINT, MI 48501-2026 |
| Document Number | 186790396 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 018679/000396 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,578.00 (+6.24%) | $690,900 (+6.28%) | $772,500 (+18.83%) Land $296,600 Building $475,900 |
| 2025 | $9,957.00 (+59.82%) | $650,100 (+11.02%) Land $246,600 Building $403,500 | $650,100 (-) Land $246,600 Building $403,500 |
| 2023 | $585,567 | $650,100 Land $246,600 Building $403,500 | |
| 2022 | $6,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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