8438 S Pond Trl, Champlin, MN 55316 Property Records

Hennepin County property record for 8438 S Pond Trl, Champlin, MN 55316

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 964 sqft · built 1988
Lot Size	1.55 acres (67,682 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Nov 2018)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-13-0068`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-13-0068`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	964 sqft Living Area
Gross Area	1,162 sqft
1st Floor Area	482 sqft
2nd Floor Area	482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	67,682 sqft
View / Lot	Lake
Garage Type	Attached
Garage Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	8438 S POND TRL
City	CHAMPLIN
State	MN
Zip	55316-3784
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T CONDO NO 0611 SOUTH POND CARRIAGE UNIT NO 36 IRREGULAR
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	13
Legal Subdivision	CONDO NO 0611 SOUTH POND CARRIAGE
Legal Block	1
Legal Unit	36
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1013
Census Tract	26908

Owner

8438 S Pond Trl, a condominium, is owned and occupied by an individual who bought it in November 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8438 S POND TRL, CHAMPLIN, MN 55316-3784
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 19, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 28, 2018	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Prior Sale	Nov 20, 2009 · Amount on File
Deed Document Number	20185578709
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8438 S POND TRL, CHAMPLIN, MN 55316-3784
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8438 S POND TRL, CHAMPLIN, MN 55316-3784

Mortgage

Document Number	00T6181002
Date	Jan 15, 2026
Instrument	T6181002

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Oct 1, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8438 S POND TRL, CHAMPLIN, MN 55316-3784
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8438 S POND TRL, CHAMPLIN, MN 55316-3784

Mortgage

Document Number	00T6070232
Date	Apr 19, 2024
Instrument	T6070232

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Oct 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 28, 2018
Property Address	8438 S POND TRL, CHAMPLIN, MN 55316-3784
Document Number	0T05578709
Instrument Date	Nov 20, 2018
Instrument	T05578709
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.55
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8438 S POND TRL, CHAMPLIN, MN 55316-3784

Mortgage

Document Number	0T05578710
Date	Nov 28, 2018
Instrument	T05578710

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0T05578711
Date	Nov 28, 2018
Instrument	T05578711

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8438 S Pond Trl was $2,177 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,177.00	$201,700 Land $25,000 Building $176,700	$201,700 Land $25,000 Building $176,700
2023	$1,952.00 Homeowner's exemption
2022		$189,000 Land $25,000 Building $164,000	$189,000 Land $25,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8438 S Pond Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8438 S Pond Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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