Hamilton County property record for 8438 Miami Rd, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,945 sqft · built 2004 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,043,000 (Jun 2022) |
| Tax Bill | $14,629 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0060-0045-00 |
| Primary APN | 600-0060-0045-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,945 sqft Living Area |
| Gross Area | 7,552 sqft |
| 1st Floor Area | 2,589 sqft |
| 2nd Floor Area | 1,536 sqft |
| Basement Area | 2,577 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 300 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 10 sqft |
| Patio Area | 689 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8438 MIAMI RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A35 |
| Legal Description | ES MIAMI AVE 0.505 ACPARS 45 & 341 CONS R1 T4 S2 |
| Legal Subdivision | CONCORD HILLS |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 24402 |
Source: Hamilton County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8438 MIAMI RD, CINCINNATI, OH 45243-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Oct 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Prior Sale | Nov 29, 2012 · Amount on Record |
| Deed Document Number | 202257224 |
| Deed Book / Page | 14684 / 2708 |
| Prior Transfer Date | Oct 17, 2012 |
| Prior Transfer Doc | 0000000598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 8, 2022 |
| Property Address | 8438 MIAMI RD, CINCINNATI, OH 45243-1043 |
| Document Number | 0000057224 |
| Book / Page | 14684 / 2708 |
| Map Reference | MB 65 PG 27&28 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022-0057224 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,129.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8438 MIAMI RD, CINCINNATI, OH 45243-1043 |
| Document Number | 0000057225 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-0057225 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8438 MIAMI RD, CINCINNATI, OH 45243-1043 |
| Document Number | 0000126791 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8438 MIAMI RD CINCINNATI OH 452431043, CINCINNATI, OH 45243-1043 |
| Document Number | 0000126791 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 014307/001732 |
| Instrument | 126791 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,629.00 (+2.75%) | $365,051 (+%) Land $50,698 Building $314,353 | $1,043,000 (-) Land $144,850 Building $898,150 |
| 2024 | $14,238.00 (-0.59%) | $365,049 (-) Land $50,697 Building $314,352 | |
| 2023 | $14,323.00 (-9.98%) | $365,049 (+9.99%) Land $50,697 Building $314,352 | $1,043,000 (+9.99%) Land $144,850 Building $898,150 |
| 2022 | $15,911.00 Homeowner's exemption | $331,905 Land $41,279 Building $290,626 | |
| 2020 | $948,300 Land $117,940 Building $830,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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