San Diego County property record for 8438 Calleja Risa, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,817 sqft · built 1981 |
| Lot Size | 0.18 acres (7,845 sqft) |
| Owner | Company Name on Record |
| Last Sale | $162,000 (Mar 1996) |
| Tax Bill | $3,888 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-490-32-00 |
| Primary APN | 400-490-32-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,817 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 7,845 sqft (0.18 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 8438 CALLEJA RISA |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 8 TR 009169 |
| Legal Subdivision | EL CAJON 3645 |
| Legal Tract | 009169 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 16809 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8438 CALLEJA RISA, EL CAJON, CA 92021-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Aug 1, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1996 · Amount on Record |
| Deed Sale | Mar 22, 1996 · Amount on Record |
| Prior Sale | Mar 20, 1995 · Amount on Record |
| Deed Document Number | 1996143364 |
| Last Transfer Date | Jun 19, 2019 |
| Transfer Doc | 0000318019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8438 CALLEJA RISA, EL CAJON, CA 92021-2011 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8438 CALLEJA RISA, EL CAJON, CA 92021-2011 |
| Document Number | 0000105433 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023-0105433 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8438 CALLEJA RISA, EL CAJON, CA 92021-2011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000247190 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 2018-0247190 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 8438 CALLEJA RISA, EL CAJON, CA 92021-2011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 8438 CALLEJA RISA, EL CAJON, CA 92021-2011 |
| Document Number | 0000580571 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020-0580571 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 1, 2019 |
| Property Address | 8438 CALLEJA RISA, EL CAJON, CA 92021-2011 |
| Document Number | 0000318019 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 318019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8438 CALLEJA RISA EL CAJON CA 920212011, EL CAJON, CA 92021-2011 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $274,476 (+2%) Land $110,126 Building $164,350 | |
| 2025 | $3,888.00 (+5.22%) Homeowner's exemption | $269,095 (+4.04%) Land $107,967 Building $161,128 |
| 2023 | $3,695.00 (+2.33%) Homeowner's exemption | $258,647 Land $103,775 Building $154,872 |
| 2022 | $3,611.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 14 (1980–2026) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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