8438 45th St, Lyons, IL 60534 Property Records

Cook County property record for 8438 45th St, Lyons, IL 60534

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,341 sqft · built 1957
Lot Size	0.094 acres (4,080 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2018)
Tax Bill	$6,351 (2023)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02-306-027`

Property Details

APN / Parcel Number

Primary APN	`18-02-306-027`
Alternative APN	`18-02-306-027-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,080 sqft (0.094 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8438 45TH ST
City	LYONS
State	IL
Zip	60534-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H O (STONE) & COMPANYS (FIFTH) ADD TO (RIVERSIDE) IN SEC 2 & SEC 3 SEC 02-38-12
Legal Range	12E
Legal Township	38N
Legal Section	02
Legal Subdivision	STONE & COMPANYS FIFTH ADD TO RIVERSIDE
Legal Block	7
Legal Lot Number	62,63
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	2
Census Block	2008
Census Tract	819200

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8438 45TH ST, LYONS, IL 60534-1746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Nov 17, 2006 · Amount on Record
Deed Document Number	20184102
Prior Transfer Date	Sep 2, 1993
Prior Transfer Doc	0000000454
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 16, 2018
Property Address	8438 45TH ST, LYONS, IL 60534-1746
Document Number	1828904102
Instrument Date	Oct 1, 2018
Instrument	28904102
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8438 45TH ST LYONS IL 605341746, LYONS, IL 60534-1746

Mortgage

Document Number	1828904103
Date	Oct 16, 2018
Instrument	28904103

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Lyons Village
Elementary School District	Lyons School District 103 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+24.37%) Land $2,346 Building $18,654	$210,000 (+24.37%) Land $23,460 Building $186,540
2023	$6,351.00 (+3.54%)
2022	$6,134.00	$16,885 Land $2,040 Building $14,845	$168,850 Land $20,400 Building $148,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYONS serves 10,304 people · EPA ID IL0311710
Water Source	Purchased surface water from MC COOK
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20