8434 Hower Rd, Minocqua, WI 54548 Property Records

Oneida County property record for 8434 Hower Rd, Minocqua, WI 54548

Property Summary

Property Type	Single Family Home
Lot Size	0.703 acres (30,643 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jul 2019)
Tax Bill	$6,419 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MI 3589`

Property Details

APN / Parcel Number

Primary APN	`MI 3589`

Exterior

Lot Area	30,643 sqft (0.703 acres)

Location & Zoning

Street Address	8434 HOWER RD
City	MINOCQUA
State	WI
Zip	54548-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 795228/524632 WASSERBURGER'S PINE SHORES LOTS LOT 6
Legal Range	06E
Legal Township	39N
Legal Section	16
Legal Subdivision	WASSERBERGERS PINE SHORES
Legal Lot Number	6
Jurisdiction	ONEIDA WI
Township / Civil Division	MINOCQUA
Census Block Group	1
Census Block	1031
Census Tract	971300

Owner

Source: Oneida County assessment roll, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	273 OLMSTED RD, RIVERSIDE, IL 60546-2324
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	2019795228
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8434 HOWER RD, MINOCQUA, WI 54548-9020
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	814865
Date	Dec 28, 2020
Instrument	814865

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8434 HOWER RD, MINOCQUA, WI 54548-9020
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	803032
Date	Feb 28, 2020
Instrument	803032

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 12, 2019
Property Address	8434 HOWER RD, MINOCQUA, WI 54548-9020
Document Number	0000795228
Instrument Date	Jul 8, 2019
Instrument	795228
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000795229
Date	Jul 12, 2019
Instrument	795229

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Minocqua Town
Secondary School District	Lakeland Union High School District (09 - 12)
Elementary School District	Minocqua Joint No. 1 School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,419.00 (+3.28%)	$624,200 (-) Land $413,700 Building $210,500	$1,110,887 Land $736,261 Building $374,626
2023	$6,215.00	$624,200 Land $413,700 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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