8434 Black Valley Rd, Everett, PA 15537 Property Records

Bedford County property record for 8434 Black Valley Rd, Everett, PA 15537

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1968
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (May 2023)
Tax Bill	$2,370 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F.10-0.00-015-A`

Property Details

APN / Parcel Number

Primary APN	`F.10-0.00-015-A`

Interior

Stories	1 Story
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	30,013 sqft (0.689 acres)
Deck Area	Deck Area
Shed	1 Shed
Pole Barn	Pole Barn

Location & Zoning

Street Address	8434 BLACK VALLEY RD
City	EVERETT
State	PA
Zip	15537-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8434 BLACK VALLEY RD
Jurisdiction	BEDFORD PA
Township / Civil Division	WEST PROVIDENCE
Census Block Group	5
Census Block	5016
Census Tract	960600

Owner

8434 Black Valley Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8434 BLACK VALLEY RD, EVERETT, PA 15537-8504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed, Transfer · FHA Mortgage EMM LOANS LLC
Aug 26, 2020	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Aug 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Aug 26, 2020 · Amount on File
Deed Document Number	20231750
Prior Transfer Date	Aug 11, 2017
Prior Transfer Doc	001602/705
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	May 3, 2023
Property Address	8434 BLACK VALLEY RD, EVERETT, PA 15537-8504
Document Number	02023/1750
Book / Page	2023 / 1750
Instrument Date	May 2, 2023
Instrument	2023-001750
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2023001751
Date	May 3, 2023
Instrument	2023-001751

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Aug 26, 2020
Property Address	8434 BLACK VALLEY RD, EVERETT, PA 15537-8504
Document Number	2020/4306
Book / Page	2020 / 4306
Instrument Date	Aug 21, 2020
Instrument	2020-004306
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8434 BLACK VALLEY RD, EVERETT, PA 15537-8504

Mortgage

Document Number	2020004307
Date	Aug 26, 2020
Instrument	2020-004307

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Aug 11, 2017
Property Address	8434 BLACK VALLEY RD, EVERETT, PA 15537-8504
Document Number	1602/705
Book / Page	1602 / 705
Instrument Date	Aug 11, 2017
Instrument	2017-004119
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8434 BLACK VALLEY RD, EVERETT, PA 15537-8504

Tax Assessment & Valuation

The 2026 property tax bill for 8434 Black Valley Rd was $2,370, up 7% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	West Providence Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,370.00 (+7%)	$148,700 (-) Land $28,500 Building $120,200	$148,700 (-) Land $28,500 Building $120,200
2025	$2,215.00	$148,700 Land $28,500 Building $120,200	$148,700 Land $28,500 Building $120,200
2023	$2,382.00 Additional exemption filed	$148,700 Land $28,500 Building $120,200
2012			$148,700 Land $28,500 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8434 Black Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8434 Black Valley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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