8432 Normandy Rd, Denver, NC 28037 Property Records

Lincoln County property record for 8432 Normandy Rd, Denver, NC 28037 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,020 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2016)
Tax Bill	$4,790 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4613-54-1428`

Property Details

APN / Parcel Number

Primary APN	`4613-54-1428`
Alternative APNs	`461315541428` `260971` `51662`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,020 sqft Finished Area
Gross Area	3,252 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft

Exterior

Year Built	Built 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	260971
Old Parcel Number	461315541428
Street Address	8432 NORMANDY RD
City	DENVER
State	NC
Zip	28037-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY GROVE 21G
Legal Subdivision	SHADY GROVE PARK
Legal Block	54
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1002
Census Tract	71202

Owner

Source: Lincoln County records · APN 4613-54-1428

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8432 NORMANDY RD, DENVER, NC 28037-8647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2016 · Amount on Record
Deed Sale	Dec 02, 2016 · Amount on Record
Deed Document Number	0000263221
Deed Book / Page	2632 / 21
Record Updated	Jun 07, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8432 NORMANDY RD, DENVER, NC 28037-8647
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2965386
Date	Oct 21, 2020
Book Page	2965/386
Instrument	618358

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8432 NORMANDY RD, DENVER, NC 28037-8647
Document Number	2877822
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 07, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8432 NORMANDY RD DENVER NC 280378647, DENVER, NC 28037-8647

Mortgage

Document Number	2877822
Date	Jan 24, 2020
Book Page	002877/000822
Instrument	603570

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8432 NORMANDY RD, DENVER, NC 28037-8647
Document Number	2679536
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8432 NORMANDY RD DENVER NC 280378647, DENVER, NC 28037-8647

Mortgage

Document Number	2679536
Date	Jul 20, 2017
Book Page	002679/000536
Instrument	565498

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,790.00	$776,566 Land $332,981 Building $443,585	$776,566 Land $332,981 Building $443,585

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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