8431 Penns Hill Rd, La Plata, MD 20646 Property Records

Charles County property record for 8431 Penns Hill Rd, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,736 sqft · built 1972
Lot Size3.26 acres (142,441 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Aug 2009)
Tax Bill$9,729 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-005651

Property Details

APN / Parcel Number

Primary APN04-005651
Alternative APNs
  • 4005651
  • 005651

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area142,441 sqft
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Pool Area576 sqft
Bath House576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number005651
Street Address8431 PENNS HILL RD
CityLA PLATA
StateMD
Zip20646-4471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionLOT 4 & PAR 2 3.275AC GREENVIEW SUB
Legal SubdivisionGREENVIEW SUB
Legal Block2
Legal Lot Number4
JurisdictionCHARLES MD
Township / Civil Division4, ALLENS FRESH
Census Block Group2
Census Block2007
Census Tract851301

Owner

8431 Penns Hill Rd is owned and occupied by two individuals who acquired it in October 2012.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address8431 PENNS HILL RD, LA PLATA, MD 20646-4471
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2009 · Amount on File
Deed SaleAug 14, 2009 · Amount on File
Deed Document Number20096709
Deed Book / Page6932 / 184
Last Transfer DateOct 9, 2012
Transfer Doc0079880238
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address8431 PENNS HILL RD, LA PLATA, MD 20646-4471
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0110870029
DateApr 16, 2020
Book Page11087/29
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8431 Penns Hill Rd was $9,729 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,000 (+6.08%) Land $151,300 Building $173,700$325,000 (-) Land $151,300 Building $173,700
2025$9,729.00 Homeowner's exemption$306,367$325,000 Land $151,300 Building $173,700
2023$3,923.00 Homeowner's exemption$269,100 Land $141,300 Building $127,800$269,100 Land $141,300 Building $127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8431 Penns Hill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2011–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8431 Penns Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Penns Hill Rd

Nearby Streets

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