8431 Old Concord Rd, Charlotte, NC 28213 Property Records

Mecklenburg County property record for 8431 Old Concord Rd, Charlotte, NC 28213

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,458 sqft · built 1921
Lot Size	0.364 acres (15,851 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Nov 2020)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`049-271-04`

Property Details

APN / Parcel Number

Primary APN	`049-271-04`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1970
Exterior Material	Other
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,851 sqft (0.364 acres)
View / Lot	Rural
Garage Area	160 sqft
Porch	Finished/Open Porch
Porch Area	344 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	8431 OLD CONCORD RD
City	CHARLOTTE
State	NC
Zip	28213-5169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L1 & 8 U/M & ADJ STRIP
Legal Subdivision	W P THOMAS PROP
Legal Block	1
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	5623

Owner

8431 Old Concord Rd is owned by two individuals who bought it in November 2020.

Source: Mecklenburg County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 FOUNDERS WAY, ARDEN, NC 28704-9200
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Jul 16, 2003 · Amount on File
Deed Document Number	2020193734
Deed Book / Page	35324 / 691
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 17, 2020
Property Address	8431 OLD CONCORD RD, CHARLOTTE, NC 28213-5169
Document Number	0000193734
Book / Page	035324 / 000691
Instrument Date	Nov 13, 2020
Instrument	193734
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 FOUNDERS WAY ARDEN NC 287049200, ARDEN, NC 28704-9200

Tax Assessment & Valuation

The 2025 property tax bill for 8431 Old Concord Rd was $1,604.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00	$186,400 Land $77,300 Building $109,100	$186,400 Land $77,300 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8431 Old Concord Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8431 Old Concord Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20