8431 Gamma Ct, Cincinnati, OH 45231 Property Records

Hamilton County property record for 8431 Gamma Ct, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,514 sqft · built 1960
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,996 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0221-0347-00`

Property Details

APN / Parcel Number

Primary APN	`590-0221-0347-00`
Alternative APN	`0084457`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	2,959 sqft
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Finished Basement	150 sqft
Unfinished Basement	1,214 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	154 sqft
Deck Area	Deck Area
Patio Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8431 GAMMA CT
City	CINCINNATI
State	OH
Zip	45231-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GAMMA CT 65 X 135.79 IRR LOT 47 BRENTWOOD VILLAGE EAST SEC 5 BLK B
Legal Subdivision	BRENTWOOD VILLAGE EAST
Legal Block	B
Legal Lot Number	47
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	22102

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8431 GAMMA CT, CINCINNATI, OH 45231-6019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit WESBANCO BK
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2007
Deed Sale	Sep 21, 2007
Deed Document Number	2007137023
Deed Book / Page	10656 / 468
Prior Transfer Date	Sep 7, 2007
Prior Transfer Doc	0000000021
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8431 GAMMA CT, CINCINNATI, OH 45231-6019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALL POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056016
Date	Jun 22, 2017
Instrument	17-0056016

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CINCINNATI, OH 45231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8431 GAMMA CT, CINCINNATI, OH 45231-6019
Document Number	0000079584
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8431 GAMMA CT CINCINNATI OH 452316019, CINCINNATI, OH 45231-6019

Mortgage

Document Number	0000079584
Date	Aug 11, 2020
Book Page	014229/001846
Instrument	79584

Lender

Name	WESBANCO BK
Type	Bank
Address	CINCINNATI, OH 45231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8431 GAMMA CT, CINCINNATI, OH 45231-6019
Document Number	0000063167
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8431 GAMMA CT CINCINNATI OH 452316019, CINCINNATI, OH 45231-6019

Mortgage

Document Number	0000063167
Date	Jul 1, 2020
Book Page	014201/002690
Instrument	63167

Lender

Name	WESBANCO BK
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,996.00 (+2.38%)	$57,211 (-) Land $10,920 Building $46,291	$163,460 (-) Land $31,200 Building $132,260
2024	$3,903.00 (+1.69%)	$57,211 (-) Land $10,920 Building $46,291
2023	$3,838.00 (-3.08%)	$57,211 (+33.59%) Land $10,920 Building $46,291	$163,460 (+33.59%) Land $31,200 Building $132,260
2022	$3,960.00 Homeowner's exemption	$42,827 Land $10,308 Building $32,519
2020			$122,360 Land $29,450 Building $92,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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