8431 Dawson Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 8431 Dawson Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,264 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Mar 2017)
Tax Bill	$2,813 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09012A0074.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0074.000000`
Alternative APNs	`5576 25 4963` `114313`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	3,259 sqft
1st Floor Area	1,345 sqft
Upper Floors Area	919 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	432 sqft
Driveway	Concrete Driveway
Driveway Area	1,240 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft
Patio Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	114313
Street Address	8431 DAWSON LN
City	LOCUST
State	NC
Zip	28097-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 74 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	74
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2041
Census Tract	41602

Owner

8431 Dawson Ln is owned and occupied by two individuals who bought it in March 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8431 DAWSON LN, LOCUST, NC 28097-9418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Prior Sale	Nov 14, 2012 · Amount on File
Deed Document Number	201712392-0234
Deed Book / Page	12392 / 234
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8431 DAWSON LN, LOCUST, NC 28097-9418
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15666147
Date	Nov 18, 2021
Book Page	15666/147

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 10, 2017
Property Address	8431 DAWSON LN, LOCUST, NC 28097-9418
Document Number	12392234
Book / Page	012392 / 000234
Instrument Date	Mar 10, 2017
Instrument	6004
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8431 DAWSON LN LOCUST NC 280979418, LOCUST, NC 28097-9418

Mortgage

Document Number	12392237
Date	Mar 10, 2017
Book Page	012392/000237
Instrument	6005

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,870 Land $66,000 Building $266,870
2024			$332,870 (+47.35%) Land $66,000 Building $266,870
2023	$2,813.00	$225,910 Land $40,500 Building $185,410	$225,910 Land $40,500 Building $185,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8431 Dawson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8431 Dawson Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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