8431 13th Ave SE, Olympia, WA 98513 Property Records

Thurston County property record for 8431 13th Ave SE, Olympia, WA 98513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,164 sqft · built 2005
Lot Size	0.047 acres (2,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Oct 2023)
Tax Bill	$4,550 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81640019000`

Property Details

APN / Parcel Number

Primary APN	`81640019000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	3,244 sqft
1st Floor Area	902 sqft
Upper Floors Area	902 sqft
Basement Area	888 sqft
Finished Basement	360 sqft
Unfinished Basement	528 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Concrete
Lot Area	2,029 sqft (0.047 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8431 13TH AVE SE
City	OLYMPIA
State	WA
Zip	98513-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Description	SECTION 23 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT VILLAGE AT UNION MILLS PH 2 LT 190 DOCUMENT 3594657
Legal Range	01
Legal Township	18
Legal Section	23
Legal Subdivision	VILLAGE AT UNION MILLS
Legal Phase	2
Legal Block	2
Legal Lot Number	190
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA EAST
Census Block Group	2
Census Block	2018
Census Tract	12331

Owner

Source: Thurston County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 20, 2023	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
Nov 13, 2020	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jun 21, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	20234994970
Prior Transfer Date	Sep 14, 2004
Prior Transfer Doc	0003673576
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Recording Date	Jun 11, 2026
Property Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469
Document Number	0005104092
Instrument Date	May 29, 2026
Instrument	20265104092
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469

Mortgage

Document Number	0005104092,
Date	Jun 11, 2026
Instrument	20265104092

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Oct 20, 2023
Property Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469
Document Number	0004994970
Map Reference	AF 3594657
Instrument Date	Oct 16, 2023
Instrument	4994970
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,640.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469

Mortgage

Document Number	0004994971
Date	Oct 20, 2023
Instrument	4994971

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Nov 13, 2020
Property Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469
Document Number	0004800322
Map Reference	AF 3594657
Instrument Date	Nov 10, 2020
Instrument	4800322
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469

Mortgage

Document Number	0004800323
Date	Nov 13, 2020
Instrument	4800323

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jun 21, 2019
Property Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469
Document Number	0004689948
Map Reference	FILE 3594657
Instrument Date	Jun 13, 2019
Instrument	4689948
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,984.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8431 13TH AVE SE, OLYMPIA, WA 98513-9469

Mortgage

Document Number	0004689949
Date	Jun 21, 2019
Instrument	4689949

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0004689950
Date	Jun 21, 2019
Instrument	4689950

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,550.00 (+17.97%)
2025		$429,300 (+10.11%) Land $54,100 Building $375,200	$429,300 (+10.11%) Land $54,100 Building $375,200
2023	$3,857.00
2022		$389,900 Land $26,100 Building $363,800	$389,900 Land $26,100 Building $363,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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