8430 Oak Stream Dr, Laurel, MD 20708 Property Records

Prince George's County property record for 8430 Oak Stream Dr, Laurel, MD 20708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,342 sqft · built 1979
Lot Size	0.28 acres (12,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$612,000 (Mar 2022)
Tax Bill	$8,640 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-1105626`

Property Details

APN / Parcel Number

Primary APN	`10-1105626`
Alternative APN	`1105626`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,342 sqft Living Area
Gross Area	3,890 sqft
1st Floor Area	1,946 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,187 sqft (0.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	1105626
Street Address	8430 OAK STREAM DR
City	LAUREL
State	MD
Zip	20708-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF95
Legal Description	PLAT ONE
Legal Subdivision	MONTPELIER FOREST
Legal Block	D
Legal Lot Number	22
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	3
Census Block	3000
Census Tract	800218

Owner

Source: Prince George's County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8430 OAK STREAM DR, LAUREL, MD 20708-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Mar 25, 2022	Deed, Transfer WORLDWIDE SETTLEMENTS INC
Feb 10, 2022	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 4, 2022	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Book / Page	47342 / 160
Prior Transfer Date	Mar 1, 2022
Prior Transfer Doc	0473420160
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	8430 OAK STREAM DR, LAUREL, MD 20708-2348
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	RESOURCE RE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0438550491
Date	Jul 16, 2020
Book Page	43855/491

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2050

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Mar 25, 2022
Property Address	8430 OAK STREAM DR, LAUREL, MD 20708-2348
Document Number	0473420160
Book / Page	47342 / 160
Map Reference	MB NLP 95 PL 4
Instrument Date	Mar 1, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8430 OAK STREAM DR, LAUREL, MD 20708-2348

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Feb 10, 2022
Property Address	8430 OAK STREAM DR, LAUREL, MD 20708-2348
Document Number	0470960019
Book / Page	47096 / 19
Map Reference	MB NLP 95 PL 4
Instrument Date	Jan 25, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,098.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8430 OAK STREAM DR, LAUREL, MD 20708-2348

Mortgage

Document Number	0004709625
Date	Feb 10, 2022
Instrument	47096/25

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Feb 4, 2022
Property Address	8430 OAK STREAM DR, LAUREL, MD 20708-2348
Document Number	0470490498
Book / Page	47049 / 498
Map Reference	MB VJ 159 PL 58
Instrument Date	Jan 19, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16207 PRESIDIO WAY, BOWIE, MD 20716-1912

Mortgage

Document Number	0047049504
Date	Feb 4, 2022
Instrument	47049/504

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$604,200 (+19.66%) Land $126,600 Building $477,600	$604,200 (-) Land $126,600 Building $477,600
2024	$8,640.00 (+53.9%)
2023	$5,614.00	$504,933	$604,200 Land $126,600 Building $477,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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