Saginaw County property record for 8430 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,400 sqft · built 1970 |
| Lot Size | 1.15 acres (50,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Jan 2018) |
| Tax Bill | $3,591 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-02-2155-000 |
| Primary APN | 05-10-6-02-2155-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,181 sqft (1.15 acres) |
| Garage Area | 1,424 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8430 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 55 EVERGREEN PLAT NUMBER TWO SEC 02 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 02 |
| Legal Subdivision | EVERGREEN 2 |
| Legal Lot Number | 55 |
| Legal Unit | 55 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 13100 |
8430 Gera Rd is owned and occupied by two individuals who bought it in January 2018.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8430 GERA RD, BIRCH RUN, MI 48415-9220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Jan 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on File |
| Deed Sale | Jan 12, 2018 · Amount on File |
| Deed Document Number | 2018940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8430 GERA RD, BIRCH RUN, MI 48415-9220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | MONARCH TITLE/TX, MONARCH TITLE |
| Name | Verified Name |
|---|---|
| Address | 8430 GERA RD, BIRCH RUN, MI 48415-9220 |
| Document Number | 2021008576 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021008576 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 12, 2018 |
| Property Address | 8430 GERA RD, BIRCH RUN, MI 48415-9220 |
| Document Number | 0000000940 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 940 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8430 GERA RD BIRCH RUN MI 484159220, BIRCH RUN, MI 48415-9220 |
| Document Number | 941 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 941 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2048 |
The 2025 property tax bill for 8430 Gera Rd was $3,591 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Frankenmuth School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,800 | $307,600 | |
| 2025 | $3,591.00 Homeowner's exemption | ||
| 2023 | $119,200 | $238,400 | |
| 2022 | $3,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8430 Gera Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8430 Gera Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures