8430 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8430 Carmel St, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1958
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Nov 2021)
Tax Bill	$11,779 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`790-30-042`

Property Details

APN / Parcel Number

Primary APN	`790-30-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,191 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Other
Exterior Material	Siding
Construction Type	Wood
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8430 CARMEL ST
City	GILROY
State	CA
Zip	95020-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:GILROY
Legal Subdivision	1784 SHERWOOD PARK UN 1
Legal Lot Number	39
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2008
Census Tract	512514

Owner

Source: Santa Clara County records · APN 790-30-042

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8430 CARMEL ST, GILROY, CA 95020-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Deed of Trust, Mortgage · Line of Credit SANTA CLARA COUNTY FCU
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Grant Deed, Transfer
Sep 27, 2018	Intrafamily Transfer, Transfer CHICAGO TITLE CO
Sep 27, 2018	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Sep 27, 2018
Deed Document Number	25159944
Record Updated	Jun 07, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8430 CARMEL ST, GILROY, CA 95020-4212
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8430 CARMEL ST, GILROY, CA 95020-4212

Mortgage

Document Number	0025422025
Date	Jan 03, 2023
Instrument	25422025

Lender

Name	SANTA CLARA COUNTY FCU
Type	Credit Union
Address	SAN JOSE, CA 95103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 02, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8430 CARMEL ST, GILROY, CA 95020-4212
Transaction Type	Mortgage
Record Updated	Jan 06, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8430 CARMEL ST, GILROY, CA 95020-4212

Mortgage

Document Number	0025207815
Date	Dec 29, 2021
Instrument	25207815

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 10, 2021
Property Address	8430 CARMEL ST, GILROY, CA 95020-4212
Document Number	0025159944
Map Reference	MB 71 PG 28&29
Instrument Date	Nov 03, 2021
Instrument	25159944
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8430 CARMEL ST, GILROY, CA 95020-4212

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 27, 2018
Property Address	8430 CARMEL ST, GILROY, CA 95020-4212
Document Number	0024031900
Map Reference	MB71 PG28&29
Instrument Date	Sep 21, 2018
Instrument	24031900
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8430 CARMEL ST, GILROY, CA 95020-4212

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 27, 2018
Property Address	8430 CARMEL ST, GILROY, CA 95020-4212
Document Number	0024031899
Map Reference	MB86 PG50
Instrument Date	Sep 13, 2018
Instrument	24031899
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8430 CARMEL ST, GILROY, CA 95020-4212

Mortgage

Document Number	0024031901
Date	Sep 27, 2018
Instrument	24031901

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,779.00 (+5.95%)	$955,086 (+7.92%) Land $583,664 Building $371,422
2023	$11,118.00 (-1.96%)	$885,000 Land $540,800 Building $344,200
2022	$11,340.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 659 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: AT&T, Verizon, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Carmel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures