Franklin County property record for 843 S Main St, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,700 sqft · built 2013 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,800 (Jun 2023) |
| Tax Bill | $2,013 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1-11.0-4-009-044.100 |
| Primary APN | 25-1-11.0-4-009-044.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 843 S MAIN ST |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-2292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:6B SOUTH OAK MEADOWS PLAT 2 |
| Legal Range | 4W |
| Legal Township | 42N |
| Legal Section | 11 |
| Legal Subdivision | SOUTH OAK MEADOWS |
| Legal Lot Number | 6B |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 800502 |
843 S Main St is owned and occupied by two individuals who bought it in June 2023.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 843 S MAIN ST, GERALD, MO 63037-2292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Mar 9, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Prior Sale | Sep 16, 2015 · Amount on File |
| Deed Document Number | 20236667 |
| Prior Transfer Date | Jun 9, 2023 |
| Prior Transfer Doc | 0000006667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 843 S MAIN ST, GERALD, MO 63037-2292 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002306668 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2306668 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 843 S MAIN ST, GERALD, MO 63037-2292 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002203662 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2203662 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Oct 1, 2045 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 843 S Main St was $2,013.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Gerald City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,013.00 | $31,327 | $164,880 Land $6,800 Building $158,080 |
| 2023 | $1,818.00 (-1%) | $31,399 (-9.47%) | $165,260 Land $6,800 Building $158,460 |
| 2022 | $2,020.00 | $34,683 | |
| 2021 | $182,540 Land $6,800 Building $175,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 843 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 843 S Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERALD PWS serves 1,383 people · EPA ID MO6010303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: FireServe, Wisper ISP.
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