843 Main Ave, Hickson (Horace), ND 58047 Property Records

Cass County property record for 843 Main Ave, Hickson, ND 58047

Property Summary

Property Type	Other Improved
Details	5 bd · 2,081 sqft · built 2005
Lot Size	1.15 acres (50,128 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,587 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`57-0200-00240-000`

Property Details

APN / Parcel Number

Primary APN	`57-0200-00240-000`

Interior

Bedrooms	5 Beds
Total Rooms	11 Rooms
Building Area	2,081 sqft Living Area
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	50,128 sqft (1.15 acres)
Garage Type	Attached
Garage Area	1,100 sqft

Location & Zoning

Street Address	843 MAIN AVE
City	HICKSON
State	ND
Zip	58047-5105
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 3 BLOCK: 3 ADDITION: ELMER BAKKE 1ST ADDITIONAL: ELMER BAKKE LOT 3 BLK 3
Legal Subdivision	ELMER ARKE SUDIVISION
Legal Block	3
Legal Lot Number	3
Jurisdiction	CASS ND
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2069
Census Tract	40600

Owner

843 Main Ave is owned and occupied by two individuals who acquired it in May 2005.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	843 MAIN AVE, HICKSON, ND 58047-5105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit BORDER BANK
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage VALLEY MORTGAGE INC
Feb 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BORDER BANK
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit BORDER BANK
Oct 16, 2019	Loan Modification, Mortgage UNION ST BK/FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2005
Deed Sale	May 20, 2005
Deed Document Number	20051137815
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	843 MAIN AVE, HICKSON, ND 58047-5105
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 MAIN AVE, HICKSON, ND 58047-5105

Mortgage

Document Number	0001645200
Date	Sep 14, 2021
Instrument	1645200

Lender

Name	BORDER BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	843 MAIN AVE, HICKSON, ND 58047-5105
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001633959
Date	May 28, 2021
Instrument	1633959

Lender

Name	VALLEY MORTGAGE INC
Type	Mortgage Company
Address	FARGO, ND 58104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	843 MAIN AVE, HICKSON, ND 58047-5105
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001684159
Date	Feb 7, 2023
Instrument	1684159

Lender

Name	BORDER BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2028

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	843 MAIN AVE, HICKSON, ND 58047-5105
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001684175
Date	Feb 7, 2023
Instrument	1684175

Lender

Name	BORDER BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 27, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	843 MAIN AVE, HICKSON, ND 58047-5105
Document Number	0001575658
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	843 MAIN AVE HICKSON ND 580475105, HICKSON, ND 58047-5105

Mortgage

Document Number	0001575658
Date	Oct 30, 2019
Instrument	1575658

Lender

Name	UNION ST BK/FARGO
Type	Bank
Address	FARGO, ND 58103

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 29, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 843 Main Ave was $4,587.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
County Subdivision	Pleasant Township
Unified School District	Kindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,587.00	$257,200 Land $23,000 Building $234,200	$514,400 Land $46,000 Building $468,400
2023	$5,620.00	$239,100 Land $23,000 Building $216,100	$478,200 Land $46,000 Building $432,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 843 Main Ave in Zone X, an area of moderate flood risk, though there have been 195 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	195 (1978–2013)
Claims Outside the SFHA	42 of 195
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 51 claims Severe Storms And Flooding, Jun 2009 · 68 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 843 Main Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXBOW serves 305 people · EPA ID ND0901363
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CASS RURAL WATER DISTRICT FARGO
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 250

May also be available: Verizon.

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