843 Harmony Ln, Ashland, OR 97520 Property Records

Jackson County property record for 843 Harmony Ln, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,217 sqft · built 1951
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2023)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E15AC3500`

Property Details

APN / Parcel Number

Primary APN	`391E15AC3500`
Alternative APNs	`391E15AC03500` `10085947`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,217 sqft Living Area
Gross Area	1,481 sqft
1st Floor Area	1,217 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1965
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	843 HARMONY LN
City	ASHLAND
State	OR
Zip	97520-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	15
Legal Quarter	1
Legal Subdivision	GARDEN HOMES TRACT
Legal Block	3
Legal Lot Number	9
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3002
Census Tract	2200

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	843 HARMONY LN, ASHLAND, OR 97520-3417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Prior Sale	Aug 11, 2005 · Amount on Record
Deed Document Number	202313630
Prior Transfer Date	Mar 3, 1999
Prior Transfer Doc	0000012541
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 5, 2023
Property Address	843 HARMONY LN, ASHLAND, OR 97520-3417
Document Number	0000013630
Instrument Date	Jun 30, 2023
Instrument	2023-013630
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	843 HARMONY LN, ASHLAND, OR 97520-3417

Mortgage

Document Number	0000013631
Date	Jul 5, 2023
Instrument	2023-013631

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,750 (+3%)	$393,020 (-6.86%) Land $225,720 Building $167,300
2025	$4,009.00 (+2.14%)	$253,160 (+3%) Land $146,550 Building $106,610	$421,970 (+9.99%) Land $235,950 Building $186,020
2024	$3,925.00 (+3.37%)	$245,790 (+3%) Land $142,290 Building $103,500	$383,660 (-2.79%) Land $216,150 Building $167,510
2023	$3,797.00 (+3.32%)	$238,640 (+3%) Land $138,150 Building $100,490	$394,660 (-11.99%) Land $312,010 Building $82,650
2022	$3,675.00	$231,690 Land $134,130 Building $97,560	$448,430 Land $347,040 Building $101,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Winter Storms, Land And Mudslides, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20