843 E Donald St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 843 E Donald St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,621 sqft · built 1980
Lot Size	0.545 acres (23,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Nov 2007)
Tax Bill	$6,606 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Oct 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8913-12-451-007`

Property Details

APN / Parcel Number

Primary APN	`8913-12-451-007`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,621 sqft Living Area
1st Floor Area	2,621 sqft
Basement Area	2,621 sqft
Finished Basement	2,075 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,760 sqft (0.545 acres)
Lot Dimensions	198 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	843 E DONALD ST
City	WATERLOO
State	IA
Zip	50703-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO EAST S 12 RDS W 13-1/3 RDS SW SE EXC W 100' SEC 12 T 89 R 13
Legal Range	13W
Legal Township	89N
Legal Section	12
Legal Subdivision	UNPLATTED WLOO EAST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2001
Census Tract	1702

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Oct 15, 2012	Deed of Trust, Mortgage VERIDIAN CU
Jan 23, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Jun 17, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
Dec 9, 2011	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
May 10, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
Nov 19, 2007	Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2007 · Amount on Record
Deed Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	20072008010580
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201800005896
Date	Oct 3, 2017
Instrument	2018-00005896

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012007632
Date	Oct 15, 2012
Instrument	2012007632

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2022

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200618145
Date	Jan 23, 2006
Instrument	200618145

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	182 Months
Due	Mar 1, 2021

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005029390
Date	Jun 17, 2005
Instrument	2005029390

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 22, 2020

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012010699
Date	Dec 9, 2011
Instrument	2012010699

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2027

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005026000
Date	May 10, 2005
Instrument	2005026000

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jun 15, 2020

November 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 19, 2007
Property Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Document Number	2008010580
Instrument Date	Nov 16, 2007
Instrument	2008010580
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	843 E DONALD ST, WATERLOO, IA 50703-9599
Investor	Possibly a Property Investor

Mortgage

Document Number	2008010581
Date	Nov 19, 2007
Instrument	2008010581

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2022

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,606.00 (+24.97%) Homeowner's exemption	$349,150 (+34.44%) Land $23,310 Building $325,840	$349,150 (+30.49%) Land $23,310 Building $325,840
2024	$5,286.00 (+29.24%)
2023		$259,710 (+33.09%) Land $23,310 Building $236,400	$267,560 (+32.71%)
2022	$4,090.00 Homeowner's exemption	$195,140 Land $23,310 Building $171,830
2021			$201,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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