Orange County property record for 8429 Bowden Way, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,564 sqft · built 2001 |
| Lot Size | 0.258 acres (11,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (Feb 2023) |
| Tax Bill | $15,253 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-28-4074-02-630 |
| Primary APN | 29-23-28-4074-02-630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 3,547 sqft |
| 1st Floor Area | 2,564 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,217 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8429 BOWDEN WAY |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | KEENES POINTE UNIT 1 39/74 LOT 263 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | KEENES POINTE UT 1 |
| Legal Tract | 4074 |
| Legal Block | 2 |
| Legal Lot Number | 263 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 17108 |
Source: Orange County records · APN 29-23-28-4074-02-630
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8429 BOWDEN WAY, WINDERMERE, FL 34786-5302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer NOT AVAILABLE, THE REAL TITLE AGENCY LLC |
| Jan 05, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 02, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 06, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Jan 05, 2022 · Amount on Record |
| Deed Document Number | 2023112637 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 28, 2023 |
| Property Address | 8429 BOWDEN WAY, WINDERMERE, FL 34786-5302 |
| Document Number | 0000112637 |
| Map Reference | MB 39 PG 74-89 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 20230112637 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Title Company | NOT AVAILABLE, THE REAL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,405.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18341 LAUREL DR, LOS GATOS, CA 95030-3153 |
| Name | Verified Name |
|---|---|
| Address | 8429 BOWDEN WAY, WINDERMERE, FL 34786-5302 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 05, 2022 |
| Property Address | 8429 BOWDEN WAY, WINDERMERE, FL 34786-5302 |
| Document Number | 0000010241 |
| Map Reference | MB 39 PG 74 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 20220010241 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,373.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5626 OXFORD MOOR BLVD, 5626, WINDERMERE, FL 34786-7009 |
| Name | Verified Name |
|---|---|
| Address | 18341 LAUREL DR, LOS GATOS, CA 95030-3153 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8429 BOWDEN WAY, WINDERMERE, FL 34786-5302 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 8429 BOWDEN WAY, WINDERMERE, FL 34786-5302 |
| Document Number | 0000733554 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 20210733554 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 06, 2021 |
| Property Address | 8429 BOWDEN WAY, WINDERMERE, FL 34786-5302 |
| Document Number | 20210400342 |
| Map Reference | MB 39 PG 74 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 20210400342 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,893.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8429 BOWDEN WAY, WINDERMERE, FL 34786-5302 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $942,260 (-0.49%) Land $240,000 Building $702,260 | $942,260 (-1.14%) Land $240,000 Building $702,260 | |
| 2025 | $15,253.00 (+3.51%) Homeowner's exemption | $946,881 (+8.76%) | $953,150 (+9.48%) Land $240,000 Building $713,150 |
| 2024 | $14,736.00 (+15.62%) | ||
| 2023 | $12,745.00 (+17.8%) | $870,606 (+30.29%) Land $240,000 Building $630,606 | $870,606 (+30.29%) Land $240,000 Building $630,606 |
| 2022 | $10,819.00 | $668,192 Land $135,000 Building $533,192 | $668,192 Land $135,000 Building $533,192 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 82 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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