8428 Monte Cristo Dr, Everett, WA 98208 Property Records

Snohomish County property record for 8428 Monte Cristo Dr, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,767 sqft · built 1965
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$779,000 (Apr 2020)
Tax Bill	$10,017 (2026)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4318-000-093-00`

Property Details

APN / Parcel Number

Primary APN	`4318-000-093-00`
Alternative APNs	`004318-000-093-00` `43180000930007` `1088352`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Units	4 Units
Stories	1 Story
Building Area	3,767 sqft Living Area
Gross Area	4,378 sqft
1st Floor Area	2,186 sqft
Basement Area	1,581 sqft
Finished Basement	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,734 sqft
Terrain	High
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Sundeck
Porch Area	636 sqft
Deck Area	479 sqft
Patio Area	479 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1088352
Street Address	8428 MONTE CRISTO DR
City	EVERETT
State	WA
Zip	98208-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9,600
Legal Description	EASTMONT BLK 000 D-00 - LOT 93 LESS TH PTN WHN PLAT COYS MOUNTAIN VIEW ADD
Legal Section	17
Legal Subdivision	EASTMONT
Legal Block	000 D
Legal Lot Number	93
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	4
Census Block	4010
Census Tract	41601

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8428 MONTE CRISTO DR, EVERETT, WA 98208-2255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	202030321
Prior Transfer Date	Oct 12, 2004
Prior Transfer Doc	0000001198
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	8428 MONTE CRISTO DR, EVERETT, WA 98208-2255
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000304
Date	May 18, 2022
Instrument	202205180304

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Apr 3, 2020
Property Address	8428 MONTE CRISTO DR, EVERETT, WA 98208-2255
Document Number	0000000321
Map Reference	VOL 15 PG 45
Instrument	202004030321
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,971.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8428 MONIE CRISTO DR, EVERETT, WA 98208-2255

Mortgage

Document Number	0000000322
Date	Apr 3, 2020
Instrument	202004030322

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,017.00 (+4.66%)	$1,078,500 (-1.76%) Land $459,200 Building $619,300	$1,078,500 (-1.76%) Land $459,200 Building $619,300
2023	$9,571.00 (+21.34%)	$1,097,800 (+39.01%) Land $468,000 Building $629,800	$1,097,800 (+39.01%) Land $468,000 Building $629,800
2022	$7,888.00	$789,700 Land $296,400 Building $493,300	$789,700 Land $296,400 Building $493,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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