8428 Bainbridge Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 8428 Bainbridge Loop NE, Lacey, WA 98516

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,394 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2020)
Tax Bill	$10 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5293-00-15600`

Property Details

APN / Parcel Number

Primary APN	`5293-00-15600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,394 sqft Finished Area
1st Floor Area	1,394 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	136 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8428 BAINBRIDGE LOOP NE
City	LACEY
State	WA
Zip	98516-6270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 19 RANGE 1W QUARTER NE PLAT HAWKS PRAIRIE PH 1 UNIT 2 LT 156 DOCUMENT 3573905
Legal Range	01W
Legal Township	19N
Legal Section	35
Legal Quarter	NE
Legal Subdivision	HAWKS PRAIRIE
Legal Phase	1
Legal Lot Number	156
Legal Unit	2
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1001
Census Tract	12225

Owner

Source: Thurston County records · APN 5293-00-15600

Assessment roll updated January 1, 2026 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8428 BAINBRIDGE LOOP NE, LACEY, WA 98516-6270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Jul 09, 2004 · Amount on Record
Deed Document Number	4775717
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Aug 18, 2020
Property Address	8428 BAINBRIDGE LOOP NE, LACEY, WA 98516-6270
Document Number	0004775717
Map Reference	DOC 3573905
Instrument Date	Jul 30, 2020
Instrument	4775717
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8428 BAINBRIDGE LOOP NE, LACEY, WA 98516-6270

Mortgage

Document Number	0004775718
Date	Aug 18, 2020
Instrument	4775718

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Thurston County records · Assessment roll updated January 1, 2026 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00
2025		$465,900 Land $184,200 Building $281,700	$465,900 Land $184,200 Building $281,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 235 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.