8427 E Granite Dr, Granite Bay, CA 95746 Property Records

Placer County property record for 8427 E Granite Dr, Granite Bay, CA 95746

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,995 sqft · built 1964
Lot Size0.279 acres (12,135 sqft)
OwnerCompany Name on Record
Tax Bill$1,953 (2025)
Deeds & MortgagesDec 2018 Mortgage
Dec 2018 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN047-102-011-000

Property Details

APN / Parcel Number

Primary APN047-102-011-000
Alternative APN
  • 047-102-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,995 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleBungalow
Construction TypeFrame
Lot Area12,135 sqft (0.279 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Location & Zoning

Old Parcel Number047-102-011
Street Address8427 E GRANITE DR
CityGRANITE BAY
StateCA
Zip95746-9552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSB10
Legal DescriptionPOR L 91 LAKELAND PARK #3
Legal SubdivisionLAKELAND PARK
Legal Lot Number91
JurisdictionPLACER CA
Township / Civil DivisionROCKLIN
Census Block Group2
Census Block2017
Census Tract20601

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address8427 E GRANITE DR, GRANITE BAY, CA 95746-9552
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2018Deed of Trust, Mortgage
FEDERAL HSNG COMMISSIONER
Dec 27, 2018Intrafamily Transfer, Transfer · Reverse Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 20, 2018
Transfer Doc0000092569
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address8427 E GRANITE DR, GRANITE BAY, CA 95746-9552
Document Number0000092571
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedMar 8, 2019
Title CompanySTEWART TITLE, STEWART TITLE/PLACER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address8427 E GRANITE DR GRANITE BAY CA 957469552, GRANITE BAY, CA 95746-9552

Mortgage

Document Number0000092571
DateDec 27, 2018
Instrument92571
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
AmountAmount Recorded
Term1188 Months
Interest
Rate TypeAdjustable Rate
Rate4.59%

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateDec 27, 2018
Property Address8427 E GRANITE DR, GRANITE BAY, CA 95746-9552
Document Number0000092569
Map ReferenceMB P PG 67
Instrument DateDec 20, 2018
Instrument2018-0092569
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8427 E GRANITE DR, GRANITE BAY, CA 95746-9552

Mortgage

Document Number0000092570
DateDec 27, 2018
Instrument2018-0092570
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.59%
Type Change DateJan 1, 2020
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Elementary School DistrictEureka Union Elementary School District (KG - 08)
Secondary School DistrictRoseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$116,361 (+2%) Land $13,737 Building $102,624
2025$1,953.00 (+3.44%) Homeowner's exemption$114,080 (+4.04%) Land $13,468 Building $100,612
2023$1,888.00 Homeowner's exemption$109,652 Land $12,946 Building $96,706
2022$1,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims7 (1995–2012)
Claims Outside the SFHA7 of 7
Most Recent ClaimDec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JUAN WATER DISTRICT
serves 29,738 people · EPA ID CA3410021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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