Orange County property record for 8427 Amber Oak Dr, Orlando, FL 32817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,363 sqft · built 1995 |
| Lot Size | 0.243 acres (10,587 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Aug 2019) |
| Tax Bill | $12,377 (2025) |
| Deeds & Mortgages | May 2023 Transfer Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 01-22-30-5643-00-220 |
| Primary APN | 01-22-30-5643-00-220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,363 sqft Living Area |
| Gross Area | 4,520 sqft |
| 1st Floor Area | 2,090 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,587 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 343 sqft |
| Patio Area | 230 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8427 AMBER OAK DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32817-1266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | MILLERS COVE 29/121 LOT 22 & THAT PT OF LAKE MARTHA DESC AS: BEG AT NE COR OF SAID LOT 22 RUN S76-36-43W 61.4 FT TH N01- 39-04W 161.2 FT TH S88-25-37E 29.61 FT TH S13-23-17E 150.19 |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 01 |
| Legal Subdivision | MILLER COVE |
| Legal Tract | 5643 |
| Legal Lot Number | 22 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 16409 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8427 AMBER OAK DR, ORLANDO, FL 32817-1266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 29, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Feb 5, 2018 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Prior Sale | Feb 5, 2018 · Amount on File |
| Deed Document Number | 2019537135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 12, 2023 |
| Property Address | 8427 AMBER OAK DR, ORLANDO, FL 32817-1266 |
| Document Number | 0000271516 |
| Map Reference | MB 29 PG 121 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 20230271516 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10061 RIVERS TRAIL DR, ORLANDO, FL 32817-2882 |
| Name | Verified Name |
|---|---|
| Address | 8427 AMBER OAK DR, ORLANDO, FL 32817-1266 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8427 AMBER OAK DR, ORLANDO, FL 32817-1266 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8427 AMBER OAK DR, ORLANDO, FL 32817-1266 |
| Document Number | 0000139891 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 20220139891 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 29, 2019 |
| Property Address | 8427 AMBER OAK DR, ORLANDO, FL 32817-1266 |
| Document Number | 0000537135 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 537135 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,090.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8427 AMBER OAK DR ORLANDO FL 328171266, ORLANDO, FL 32817-1266 |
| Document Number | 537136 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 537136 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 5, 2018 |
| Property Address | 8427 AMBER OAK DR, ORLANDO, FL 32817-1266 |
| Document Number | 0000069591 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 69591 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Tax | $5,425.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8427 AMBER OAK DR ORLANDO FL 328171266, ORLANDO, FL 32817-1266 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $761,205 (+2.7%) | $1,010,760 (-1.12%) Land $300,000 Building $710,760 | |
| 2025 | $12,377.00 (+11.33%) Homeowner's exemption | $741,193 (+14.27%) | $1,022,180 (+12.42%) Land $300,000 Building $722,180 |
| 2024 | $11,117.00 (+7.27%) | ||
| 2023 | $10,364.00 (+3.14%) Homeowner's exemption | $648,611 (+3%) | $909,212 (+12.47%) Land $265,000 Building $644,212 |
| 2022 | $10,048.00 Homeowner's exemption | $629,719 | $808,419 Land $265,000 Building $543,419 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 3 (2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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