8426 Terrell St, Panama City Beach, FL 32408 Property Records

Bay County property record for 8426 Terrell St, Panama City Beach, FL 32408

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 720 sqft · built 1975
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Jan 2004)
Tax Bill	$689 (2025)
Deeds & Mortgages	Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30201-148-000`

Property Details

APN / Parcel Number

Primary APN	`30201-148-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Type	Flat
Roof Material	Metal
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8426 TERRELL ST
City	PANAMA CITY BEACH
State	FL
Zip	32408-7726
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BC16
Legal Description	6 4S 15W -11.71-58B1 BEG 630S & 880 E OF NW COR OF NE1/4 OF NE1/4 TH CONT E 50 N 130 W 50 S 130 TO POB AKA LOT 36 ADVENTURE INN PARK UNR ORB 4228 P 206
Legal Range	15W
Legal Township	04S
Legal Section	06
Legal Subdivision	ADVENTURE INN PARK
Legal Lot Number	36
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1000
Census Tract	2604

Owner

8426 Terrell St, a mobile home, is owned and occupied by an individual who bought it in January 2004.

Source: Bay County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8426 TERRELL ST, PANAMA CITY, FL 32408-7726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2004 · Amount on File
Deed Sale	Jan 20, 2004 · Amount on File
Deed Document Number	20044056
Deed Book / Page	2387 / 1818
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 2, 2020
Property Address	8426 TERRELL ST, PANAMA CITY BEACH, FL 32408-7726
Document Number	0042280206
Book / Page	004228 / 000206
Instrument Date	Mar 2, 2020
Instrument	16090
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8426 TERRECE ST PANAMA CITY BEACH FL 32408, PANAMA CITY BEACH, FL 32408

Tax Assessment & Valuation

The 2025 property tax bill for 8426 Terrell St was $689, up 11.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (+11.49%)	$41,395 (-30.31%)	$75,294 (+26.76%) Land $69,600 Building $5,694
2024	$618.00 (+8.99%)	$59,401 (+13.38%) Land $54,048 Building $5,353	$59,401 (+13.38%) Land $54,048 Building $5,353
2023	$567.00 (-29.83%)	$52,393 (+65.76%) Land $47,040 Building $5,353	$52,393 (+65.76%) Land $47,040 Building $5,353
2022	$808.00	$31,607 Land $28,128 Building $3,479	$31,607 Land $28,128 Building $3,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8426 Terrell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1984–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8426 Terrell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20