8426 Centennial Dr, Virginia, MN 55792 Property Records

St. Louis County property record for 8426 Centennial Dr, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1979
Lot Size	0.334 acres (14,569 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Aug 2026)
Tax Bill	$1,144 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-0061-00020`

Property Details

APN / Parcel Number

Primary APN	`175-0061-00020`
Alternative APN	`970595`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	14,569 sqft (0.334 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	970595
Street Address	8426 CENTENNIAL DR
City	VIRGINIA
State	MN
Zip	55792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0002 BLOCK:001 SERIAL #
Legal Subdivision	STONY BROOK PARK MOUNTAIN IRON
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	MOUNTAIN IRON
Census Block Group	3
Census Block	3012
Census Tract	12800

Owner

Source: St. Louis County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8426 CENTENNIAL DR, MOUNTAIN IRON, MN 55768-2057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SERVION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Document Number	20261539501
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 28, 2026
Property Address	8426 CENTENNIAL DR, VIRGINIA, MN 55792
Document Number	0001539501
Instrument Date	Jul 24, 2026
Instrument	20261539501
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,993.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8426 CENTENNIAL DR, MOUNTAIN IRON, MN 55768-2057

Mortgage

Document Number	0001539502,
Date	Aug 28, 2026
Instrument	20261539502

Lender

Name	REGENT FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8426 CENTENNIAL DR, VIRGINIA, MN 55792
Document Number	00A1380655
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8426 CENTENNIAL DR MOUNTAIN IRON MN 557682057, MOUNTAIN IRON, MN 55768-2057

Mortgage

Document Number	00A1380655
Date	May 22, 2020
Instrument	A1380655

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Mountain Iron City
Unified School District	Mountain Iron-Buhl School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,144.00 (+10.64%) Homeowner's exemption
2025	$1,034.00 (-14.69%) Homeowner's exemption	$172,600 (+9.03%) Land $22,200 Building $150,400	$172,600 (+9.03%) Land $22,200 Building $150,400
2024	$1,212.00	$158,300 (+6.82%) Land $22,200 Building $136,100	$158,300 (+6.82%) Land $22,200 Building $136,100
2022		$148,200 Land $22,200 Building $126,000	$148,200 Land $22,200 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mountain Iron serves 2,880 people · EPA ID MN1690035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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