8425 Ramsgate Rd, Pensacola, FL 32514 Property Records

Escambia County property record for 8425 Ramsgate Rd, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,268 sqft · built 1997
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Dec 2020)
Tax Bill	$2,178 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1S-29-0980-000-007`

Property Details

APN / Parcel Number

Primary APN	`06-1S-29-0980-000-007`
Alternative APNs	`010250070` `10250070`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,268 sqft Adjusted Area
1st Floor Area	1,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,095 sqft (0.094 acres)

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Patio Area	64 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10250070
Old Parcel Number	010250070
Street Address	8425 RAMSGATE RD
City	PENSACOLA
State	FL
Zip	32514-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Description	LT 7 RAMSGATE PB 12 P 65 OR 8414 P 256
Legal Range	29W
Legal Township	01S
Legal Section	06
Legal Subdivision	RAMSGATE
Legal Block	7
Legal Lot Number	7
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2003
Census Tract	3506

Owner

Source: Escambia County records · APN 06-1S-29-0980-000-007

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4826 HUNTER TRL, CHATTANOOGA, TN 37415-2216
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Prior Sale	Nov 14, 2007 · Amount on Record
Deed Document Number	2020103783
Deed Book / Page	8414 / 256
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 01, 2020
Property Address	8425 RAMSGATE RD, PENSACOLA, FL 32514-8269
Document Number	0084140256
Book / Page	8414 / 256
Map Reference	MB 12 PG 65
Instrument Date	Oct 28, 2020
Instrument	2020103783
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7975 LE GRANDE DR, 7975, PENSACOLA, FL 32514-6526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8425 RAMSGATE RD, PENSACOLA, FL 32514-8269

Mortgage

Document Number	0008414260
Date	Dec 01, 2020
Instrument	8414/260

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Escambia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,530 (+21%)	$178,202 (+5.25%) Land $30,000 Building $148,202
2024	$2,178.00 (+4.36%)
2023	$2,087.00 (+13.24%)	$134,323 (-2.49%)	$169,308 (+22.91%) Land $30,000 Building $139,308
2022	$1,843.00	$137,751	$137,751 Land $12,000 Building $125,751

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile USA.

Based on FCC filings for 477 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.