DeSoto County property record for 8424 Windersgate Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,721 sqft · built 1994 |
| Lot Size | 0.377 acres (16,434 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,519 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-06-8-28-16-0-00010-00 |
| Primary APN | 1-06-8-28-16-0-00010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,721 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,434 sqft (0.377 acres) |
| Lot Dimensions | 171 ft deep x 100 ft wide |
| Patio Area | 384 sqft |
| Street Address | 8424 WINDERSGATE DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GERMANWOOD PLANTATION SEC B LOT 10 |
| Legal Range | 06 |
| Legal Township | 01 |
| Legal Section | 28 |
| Legal Subdivision | GERMANWOOD PLANTATION SEC B |
| Legal Lot Number | 10 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 70811 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8424 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Mar 26, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Dec 11, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2021 |
| Deed Sale | Jan 13, 2021 |
| Prior Sale | Dec 11, 2020 |
| Deed Document Number | 0000944795 |
| Deed Book / Page | 944 / 795 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8424 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8424 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1231 |
| Document Number | 05660/9667 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 5660/9667 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38137 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Dec 5, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8424 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1231 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004911/698 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 4911/698 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 13, 2021 |
| Property Address | 8424 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1231 |
| Document Number | 000944/795 |
| Book / Page | 944 / 795 |
| Map Reference | MB 42 PG 27 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3469 SUSIE CIR, 3469, NESBIT, MS 38651-8355 |
| Name | Verified Name |
|---|---|
| Address | 8424 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1231 |
| Document Number | 0005133289 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 5133/289 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 11, 2020 |
| Property Address | 8424 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1231 |
| Document Number | 000941/617 |
| Book / Page | 941 / 617 |
| Map Reference | MB 1 PG 7 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8065 MOCKINGBIRD LN, OLIVE BRANCH, MS 38654-1133 |
| Document Number | 0005110282 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 5110/282 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,519.00 (+19.1%) | $24,348 (+37.56%) Land $3,000 Building $21,348 | $243,484 (+37.56%) Land $30,000 Building $213,484 |
| 2023 | $2,115.00 | $17,700 | $176,998 Land $30,000 Building $146,998 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2008–2023) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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