8424 S 10th St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 8424 S 10th St, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,038 sqft · built 1967
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Jun 2020)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-230-251`

Property Details

APN / Parcel Number

Primary APN	`09-23-230-251`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	1,246 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	114,563 sqft (2.63 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8424 S 10TH ST
City	KALAMAZOO
State	MI
Zip	49009-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	TEXAS ACRES PLAT LOT 3 AND N 1/2 OUTLOT A ALSO N 165 FT OF S 474 FT OF W 511.5 FT OF E 726 FT OF NE1/4** PER: TWP APPROVAL
Legal Subdivision	TEXAS ACRES PLAT
Legal Lot Number	3A
Jurisdiction	KALAMAZOO MI
Township / Civil Division	TEXAS
Census Block Group	1
Census Block	1003
Census Tract	3008

Owner

8424 S 10th St is owner-occupied and held in a trust since June 2020.

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	8076 W LONG LAKE DR, KALAMAZOO, MI 49048-5519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Oct 9, 2015 · Amount on File
Deed Document Number	202020678
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8424 S 10TH ST, KALAMAZOO, MI 49009-8975
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022010268
Date	Mar 29, 2022
Instrument	2022-010268

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 30, 2020
Property Address	8424 S 10TH ST, KALAMAZOO, MI 49009-8975
Document Number	2020020678
Map Reference	LB 20 PG 7
Instrument Date	Jun 19, 2020
Instrument	2020-020678
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8424 S 10TH ST, 8424, KALAMAZOO, MI 49009-8975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8424 S 10TH ST, KALAMAZOO, MI 49009-8975

Mortgage

Document Number	2020020679
Date	Jun 30, 2020
Instrument	2020-020679

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8424 S 10th St was $1,480 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Texas Charter Township
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,800	$349,600
2025	$1,480.00 Homeowner's exemption
2023		$134,800	$269,600
2019	$3,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8424 S 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8424 S 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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