8423 Stone Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 8423 Stone Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 880 sqft · built 1883
Lot Size	0.332 acres (14,480 sqft)
Owner	Individual Name on Record
Last Sale	$94,100 (Oct 2000)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`562-10-013`

Property Details

APN / Parcel Number

Primary APN	`562-10-013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,480 sqft (0.332 acres)
Lot Dimensions	362 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	8423 STONE RD
City	INDEPENDENCE
State	OH
Zip	44131-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-6
Legal Description	2-38 SP 835FT NP
Legal Subdivision	INDEPENDENCE
Legal Tract	2
Legal Lot Number	2
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1041
Census Tract	156101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ohio and Erie Canal listed 1966 · 9 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000607

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cuyahoga County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8423 STONE RD, INDEPENDENCE, OH 44131-4823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2000 · Amount on Record
Deed Sale	Oct 20, 2000 · Amount on Record
Prior Sale	Aug 4, 1977
Deed Document Number	2000856
Last Transfer Date	Nov 17, 2015
Transfer Doc	0000000608
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	8423 STONE RD, INDEPENDENCE, OH 44131-4823
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000437
Date	Jan 11, 2022
Instrument	202201110437

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,232.00 (-3.46%) Homeowner's exemption	$70,000 (-0.01%) Land $14,245 Building $55,755	$200,000 (-) Land $40,700 Building $159,300
2024	$3,348.00 (+39.09%) Homeowner's exemption	$70,010 (+56.62%) Land $14,250 Building $55,760	$200,000 (+56.62%) Land $40,700 Building $159,300
2023	$2,407.00 (+8.86%)	$44,700 (+5.8%) Land $12,390 Building $32,310
2022	$2,211.00 Homeowner's exemption	$42,250 Land $12,390 Building $29,860
2021			$127,700 Land $35,400 Building $92,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	190 (1979–2020)
Claims Outside the SFHA	12 of 190
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims Severe Storms And Flooding, May 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20