8422 Terrell St, Panama City, FL 32408 Property Records

Bay County property record for 8422 Terrell St, Panama City, FL 32408

Property Summary

Property Type	Residential Vacant Land
Details	7 bd · 3 ba · 2,272 sqft · built 1986
Lot Size	0.522 acres (22,738 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jan 2016)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30201-147-000`

Property Details

APN / Parcel Number

Primary APN	`30201-147-000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Units	3 Units
Stories	1 Story
Building Area	2,272 sqft Gross Area
1st Floor Area	2,272 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,738 sqft (0.522 acres)
Lot Dimensions	130 ft deep x 175 ft wide
Driveway	Driveway
Driveway Area	484 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	464 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8422 TERRELL ST
City	PANAMA CITY
State	FL
Zip	32408-7726
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BC16
Legal Description	6 4S 15W -11.70-58B1 BEG 630 S & 930 E OF NW COR OF NE1/4 OF NE1/4 TH CONT E 175 N 130 W 175 S 130 TO POB AKA LOTS 38, 40, 42 & W1/2 44 ADVENTURE INN PARK UNR ORB 3878 P 1146
Legal Range	15W
Legal Township	04S
Legal Section	06
Legal Subdivision	ADVENTURE INN PARK
Legal Lot Number	38
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1000
Census Tract	2604

Owner

Source: Bay County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8422 TERRELL ST, PANAMA CITY, FL 32408-7726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2016 · Amount on Record
Deed Sale	Jan 1, 2016 · Amount on Record
Prior Sale	Jan 3, 2011 · Amount on Record
Deed Book / Page	3878 / 1146
Prior Transfer Date	Dec 28, 2010
Prior Transfer Doc	0032940184
Record Updated	Jun 8, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 1, 2017
Property Address	8422 TERRELL ST, PANAMA CITY BEACH, FL 32408-7726
Document Number	0038781146
Book / Page	003878 / 001146
Instrument Date	Jan 21, 2016
Instrument	11561
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 TERRELL ST PANAMA CITY BEACH FL 324087726, PANAMA CITY BEACH, FL 32408-7726

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00 (+4.36%)	$208,617 (+0.18%)	$244,084 (+17.21%) Land $243,600 Building $484
2024	$2,639.00 (+350.34%)	$208,244 (+161.77%) Land $189,168 Building $19,076	$208,244 (+13.11%) Land $189,168 Building $19,076
2023	$586.00 (+12.69%) Homeowner's exemption	$79,552 (+4.44%)	$184,114 (+38.46%) Land $164,640 Building $19,474
2022	$520.00 Homeowner's exemption	$76,172	$132,970 Land $98,448 Building $34,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1984–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20