8422 Morningside Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 8422 Morningside Dr, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,544 sqft · built 1989
Lot Size	0.414 acres (18,034 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Jul 2008)
Tax Bill	$5,394 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-063-0-003.01-0`

Property Details

APN / Parcel Number

Primary APN	`35-063-0-003.01-0`
Alternative APN	`00228`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
1st Floor Area	1,368 sqft
Upper Floors Area	1,176 sqft
Basement Area	1,176 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	18,034 sqft (0.414 acres)
Lot Dimensions	190 ft deep x 95 ft wide
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Account Number	00228
Street Address	8422 MORNINGSIDE DR
City	POLAND
State	OH
Zip	44514-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 95 X 190 BERO PL 1
Legal Subdivision	BERO 01
Legal Lot Number	30 95
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	1
Census Block	1005
Census Tract	811002

Owner

8422 Morningside Dr is owned and occupied by two individuals who acquired it in March 2014.

Source: Mahoning County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	8422 MORNINGSIDE DR, POLAND, OH 44514-2960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME SAVINGS BANK
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME SAVINGS BANK
May 11, 2007	Warranty Deed, Transfer · ARM FIRST PLACE BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 24, 2008 · Amount on File
Deed Sale	Jul 24, 2008 · Amount on File
Prior Sale	Jul 24, 2008 · Amount on File
Deed Document Number	05767/1334
Deed Book / Page	5767 / 1334
Last Transfer Date	Mar 7, 2014
Transfer Doc	006073/532
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	8422 MORNINGSIDE DR, POLAND, OH 44514-2960
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06257/0339
Date	Dec 15, 2017
Book Page	6257/0339
Instrument	201700028837

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	8422 MORNINGSIDE DR, POLAND, OH 44514-2960
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700028837
Date	Dec 15, 2017
Book Page	6257/0339
Instrument	201700028837

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	May 11, 2007
Property Address	8422 MORNINGSIDE DR, POLAND, OH 44514-2960
Document Number	005693/797
Book / Page	5693 / 797
Map Reference	MB67 PG113
Instrument Date	Apr 10, 2007
Instrument	200700015345
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8422 MORNINGSIDE DR, POLAND, OH 44514-2960

Mortgage

Document Number	200700015346
Date	May 11, 2007
Instrument	200700015346

Lender

Name	FIRST PLACE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Margin	3
Max Rate	13.2%

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,394.00 (+2.39%)	$110,050 (-) Land $11,960 Building $98,090
2023	$5,268.00 (+17.46%)	$110,050 (+40.57%) Land $11,960 Building $98,090	$314,440 (+40.56%) Land $34,180 Building $280,260
2022	$4,485.00	$78,290 Land $11,970 Building $66,320	$223,700 Land $34,210 Building $189,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8422 Morningside Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1993–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8422 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Morningside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures