8422 FM 3025, Stephenville, TX 76401 Property Records

Erath County property record for 8422 FM 3025, Stephenville, TX 76401

Property Summary

Property Type	Rural Home
Details	3,974 sqft · built 1995
Lot Size	15.4 acres (675,006 sqft)
Owner	Individual Name on Record
Last Sale	$1,130,500 (Aug 2024)
Tax Bill	$9,151 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Mar 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R000018278`

Property Details

APN / Parcel Number

Primary APN	`R000018278`
Alternative APN	`R.0228.00440.00.0`

Interior

Stories	1 Story
Building Area	3,974 sqft Living Area
1st Floor Area	1,990 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	675,006 sqft (15.4 acres)
Garage Type	Attached
Garage Area	714 sqft
Porch	Porch
Porch Area	678 sqft
Patio Area	180 sqft

Location & Zoning

Account Number	R.0228.00440.00.0
Street Address	8422 FM 3025
City	STEPHENVILLE
State	TX
Zip	76401-8988
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0228 ERATH CO SCHOOL LAND; HOUSE & BARN
Legal Subdivision	ERATH COUNTY SCHOOL LAND SURVEY A 228
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	3
Census Block	3008
Census Tract	950201

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Nov 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Jul 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Feb 8, 2013	Deed of Trust, Mortgage · Reverse Mortgage VAN DYK MORTGAGE CORP
Aug 26, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK
Jul 3, 2017	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	20244719
Prior Transfer Date	Jun 30, 2017
Prior Transfer Doc	201703498
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201800859
Date	Feb 20, 2018
Instrument	2018-00859

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202001646
Date	Mar 23, 2020
Instrument	2020-01646

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Investor	Possibly a Property Investor

Mortgage

Document Number	0202102474
Date	Apr 5, 2021
Instrument	2021-02474

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	STEPHENVILLE, TX 76401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988

Mortgage

Document Number	0202208146
Date	Nov 29, 2022
Instrument	2022-08146

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988

Mortgage

Document Number	0202504170
Date	Jul 31, 2025
Instrument	2025-04170

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	FORT WORTH, TX 76110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201300688
Date	Feb 8, 2013
Instrument	2013-00688

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

August 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Aug 26, 2024
Property Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Document Number	0202404719
Map Reference	DOC 2017-03500
Instrument Date	Aug 23, 2024
Instrument	2024-04719
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5424 COUNTY ROAD 456, STEPHENVILLE, TX 76401-7714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988

Mortgage

Document Number	0202404720
Date	Aug 26, 2024
Instrument	2024-04720

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 23, 2025

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Jul 3, 2017
Property Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Document Number	0201703498
Map Reference	VOL 853 PG 404
Instrument Date	Jun 30, 2017
Instrument	2017-03498
Transaction Type	Transfer
Record Updated	May 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 FM 3025, STEPHENVILLE, TX 76401-8988
Investor	Possibly a Property Investor

Mortgage

Document Number	0201703499
Date	Jul 3, 2017
Instrument	2017-03499

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Huckabay Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,151.00 (+285.14%)	$762,220 (+32,334.89%) Land $30,350 Building $731,870	$1,165,760 (+341.86%) Land $433,890 Building $731,870
2025	$2,376.00 (-60.58%)	$2,350 (+67.86%)	$263,830 (+109.39%)
2023	$6,028.00 (-15.54%) Homeowner's exemption	$1,400	$126,000
2022	$7,137.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2013–2016)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 79% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000

May also be available: Nextlink.

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