8421 Mudd Ln, Panama City, FL 32409 Property Records

Bay County property record for 8421 Mudd Ln, Panama City, FL 32409

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,200 sqft · built 1997
Lot Size2.17 acres (94,830 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (Dec 2015)
Tax Bill$1,490 (2025)
Flood ZoneZone X (minimal risk)
APN07762-022-000

Property Details

APN / Parcel Number

Primary APN07762-022-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area2,700 sqft
1st Floor Area1,200 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area94,830 sqft (2.17 acres)
Lot Dimensions410 ft deep x 217 ft wide
Garage TypeAttached
Garage Area1,500 sqft
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8421 MUDD LN
CityPANAMA CITY
StateFL
Zip32409-1934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description24 2S 14W -3.22- BEG 880 N & 247.5 E OF SW COR OF NW1/4 TH N 410 E 217.5 M/L TO W RW CO RD S 410 W 247.5 TO POB ORB 3756 P 414
Legal Range14W
Legal Township02S
Legal Section24
JurisdictionBAY FL
Township / Civil DivisionSOUTHPORT
Census Block Group1
Census Block1084
Census Tract204

Owner

8421 Mudd Ln is owned and occupied by an individual who bought it in December 2015.

Source: Bay County records, as of January 5, 2026

Owner of RecordIndividual Name on File
Mailing Address8421 MUDD LN, SOUTHPORT, FL 32409-1934
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2015 · Amount on File
Deed SaleDec 11, 2015 · Amount on File
Deed Document Number201567972
Deed Book / Page3756 / 414
Prior Transfer DateSep 9, 2008
Prior Transfer Doc0030892011
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 8421 Mudd Ln was $1,490 with exemptions applied, up 1.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,490.00 (+1.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$165,068$188,350 Land $37,144 Building $151,206
2024$1,474.00 (+2.5%)
2023$1,438.00 (+11.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$155,744 (+3%)$169,332 (+7.5%) Land $23,947 Building $145,385
2022$1,288.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$151,208$157,525 Land $23,947 Building $133,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8421 Mudd Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims3 (2018)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8421 Mudd Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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