Hamilton County property record for 8420 Ridge Pointe Ct, Cincinnati, OH 45237
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,071 sqft · built 1997 |
| Lot Size | 1.06 acres (46,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Oct 2014) |
| Tax Bill | $2,597 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 671-0019-0103-00 |
| Primary APN | 671-0019-0103-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 46,390 sqft (1.06 acres) |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8420 RIDGE POINTE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-1645 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 9 5.834% CREST POINTE CONDOMINIUMSAMENDMENT #1 |
| Legal Subdivision | CREST POINTE CONDOMINIUM |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 23222 |
8420 Ridge Pointe Ct, a condominium, is owned and occupied by an individual who bought it in October 2014.
Source: Hamilton County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8420 RIDGE POINTE CT, CINCINNATI, OH 45237-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2014 · Amount on File |
| Deed Sale | Oct 29, 2014 · Amount on File |
| Prior Sale | Sep 4, 2009 · Amount on File |
| Deed Document Number | 2014109057 |
| Deed Book / Page | 12740 / 174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 30, 2026 |
| Property Address | 8420 RIDGE POINTE CT, CINCINNATI, OH 45237-1645 |
| Document Number | 0000052916 |
| Book / Page | 15697 / 1981 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202652916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8420 RIDGE POINTE CT, 9, CINCINNATI, OH 45237-1645 |
| Document Number | 0000052916, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 15697/1981 |
| Instrument | 202652916 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 18, 2036 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8420 RIDGE POINTE CT, CINCINNATI, OH 45237-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0200113399 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 14284/3719 |
| Instrument | 2020-0113399 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 8420 Ridge Pointe Ct was $2,597, up 2.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,597.00 (+2.2%) | $48,885 (-) Land $7,875 Building $41,010 | $139,670 Land $22,500 Building $117,170 |
| 2024 | $2,541.00 (-1.32%) | $48,885 (-) Land $7,875 Building $41,010 | |
| 2023 | $2,575.00 (+17.58%) | $48,885 (+51.82%) Land $7,875 Building $41,010 | $139,670 Land $22,500 Building $117,170 |
| 2022 | $2,190.00 Homeowner's exemption | $32,200 Land $7,210 Building $24,990 | |
| 2020 | $92,000 Land $20,600 Building $71,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8420 Ridge Pointe Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8420 Ridge Pointe Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING CITY PWS serves 9,506 people · EPA ID OH3101812 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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