8420 Cumberland Rd, Cumberland, OH 43732 Property Records

Guernsey County property record for 8420 Cumberland Rd, Cumberland, OH 43732

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	8.78 acres (382,457 sqft)
Owner	Company Name on Record
Last Sale	$57,375 (Aug 2026)
Tax Bill	$37 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-0002211.010`

Property Details

APN / Parcel Number

Primary APN	`38-0002211.010`
Alternative APN	`000377-3`

Exterior

Lot Area	382,457 sqft (8.78 acres)

Location & Zoning

Account Number	000377-3
Street Address	8420 CUMBERLAND RD
City	CUMBERLAND
State	OH
Zip	43732-9700
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	R10 T9 SS13 PT NE 1/4
Legal Range	10W
Legal Township	09N
Legal Section	13
Legal Subdivision	THE CONGRESS LANDS EAST OF SCIOTO RIVER
Legal Tract	9
Jurisdiction	GUERNSEY OH
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3050
Census Tract	978000

Owner

Source: Guernsey County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4000 COOMBS FARM RD, MORGANTOWN, WV 26508-1191
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jun 28, 2017	Fiduciary Deed, Transfer · ARM WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	20264279
Deed Book / Page	613 / 4143
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Aug 14, 2026
Property Address	8420 CUMBERLAND RD, CUMBERLAND, OH 43732-9700
Document Number	0000004279
Book / Page	613 / 4143
Instrument Date	Aug 7, 2026
Instrument	20264279
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$23,179.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	8420 CUMBERLAND RD, CUMBERLAND, OH 43732-9700
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGENCY BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00549/1134
Date	Aug 4, 2017
Book Page	549/1134
Instrument	201700004423

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jun 28, 2017
Property Address	8420 CUMBERLAND RD, CUMBERLAND, OH 43732-9700
Document Number	00548/1028
Book / Page	548 / 1028
Instrument Date	Jun 22, 2017
Instrument	201700003638
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8390 CUMBERLAND RD, CUMBERLAND, OH 43732-9700
Investor	Possibly a Property Investor

Mortgage

Document Number	201700003639
Date	Jun 28, 2017
Instrument	201700003639

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Valley Township
Unified School District	Rolling Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37.00 (-2.63%) Additional exemption filed	$9,026 (-) Land $9,026
2024	$38.00 (-11.63%) Additional exemption filed	$9,026 (+30.51%) Land $9,026	$25,790 (+811.31%) Land $25,790
2023	$43.00 (-8.51%) Additional exemption filed	$6,916 (+598.59%) Land $6,916
2022	$47.00 Additional exemption filed	$990 Land $990	$2,830 (-85.68%) Land $2,830
2021			$19,760 Land $19,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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