842 Sloans Gap Rd, Ocoee, TN 37361 Property Records

Polk County property record for 842 Sloans Gap Rd, Ocoee, TN 37361

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 3.5 ba · 4,702 sqft · built 2023
Lot Size	15.3 acres (666,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Apr 2019)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075-033.04`

Property Details

APN / Parcel Number

Primary APN	`075-033.04`
Alternative APNs	`0107507503304` `070075 03304`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,702 sqft Gross Area
1st Floor Area	1,376 sqft
Upper Floors Area	995 sqft
Basement Area	1,408 sqft
Finished Basement	672 sqft
Unfinished Basement	736 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	666,468 sqft (15.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	842 SLOANS GAP RD
City	OCOEE
State	TN
Zip	37361-3216
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	2
Census Block	2016
Census Tract	950300

Owner

Source: Polk County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1815 OLD FEDERAL RD, OCOEE, TN 37361-3402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NATIONAL BANK
Oct 4, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS NATIONAL BANK
Jun 21, 2017	Deed of Trust, Mortgage RICHARD CARNES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Prior Sale	Mar 21, 1998 · Amount on Record
Deed Document Number	2019810
Deed Book / Page	315 / 77
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	842 SLOANS GAP RD, OCOEE, TN 37361-3216
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	EQUI TITLE INC, EQUITITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 SLOANS GAP RD, OCOEE, TN 37361-3216

Mortgage

Document Number	00TD581/50
Date	Sep 7, 2023
Book Page	TD581/50
Instrument	23002117

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	842 SLOANS GAP RD, OCOEE, TN 37361-3216
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD567/312
Date	Oct 4, 2022
Book Page	TD567/312
Instrument	22002855

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2023

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	1648 SLOANS GAP RD, OCOEE, TN 37361
Document Number	0000002500
Book / Page	000494 / 000267
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002500
Date	Nov 27, 2017
Book Page	000494/000267
Instrument	2500

Lender

Name	RICHARD CARNES
Address	PO BOX 153, TOWNSEND, TN 37882-0153

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00	$110,025 (-) Land $6,925 Building $103,100	$519,700 (-) Land $107,300 Building $412,400
2024	$1,859.00 Additional exemption filed	$110,025 (-) Land $6,925 Building $103,100
2023	$1,859.00 (+1,988.76%) Additional exemption filed	$110,025 (+3,021.28%) Land $6,925 Building $103,100	$519,700 (+3,585.82%) Land $107,300 Building $412,400
2022	$89.00	$3,525 Land $3,525	$14,100 Land $14,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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