842 Piney Ridge Rd, Forest City, NC 28043 Property Records

Rutherford County property record for 842 Piney Ridge Rd, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,784 sqft · built 1927
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,076 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1647928`

Property Details

APN / Parcel Number

Primary APN	`1647928`
Alternative APN	`54073`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,784 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	842 PINEY RIDGE RD
City	FOREST CITY
State	NC
Zip	28043-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20ETJ
Legal Description	LO:4 PL:34-105
Legal Subdivision	TIMOTHY Q SPURLIN AND WIFE SUE H SPURLIN
Legal Lot Number	4
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	4
Census Block	4009
Census Tract	960900

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	842 PINEY RIDGE RD, FOREST CITY, NC 28043-6208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 5, 2010
Transfer Doc	0010130480
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	842 PINEY RIDGE RD, FOREST CITY, NC 28043-6208
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 PINEY RIDGE RD, FOREST CITY, NC 28043-6208

Mortgage

Document Number	0020993764
Date	Feb 16, 2026
Book Page	2099/3764

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 15, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	842 PINEY RIDGE RD, FOREST CITY, NC 28043-6208
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 PINEY RIDGE RD, FOREST CITY, NC 28043-6208

Mortgage

Document Number	0020472855
Date	Jun 15, 2021
Book Page	2047/2855

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,076.00 (+34.84%)	$157,500 (-) Land $10,000 Building $147,500	$157,500 (-) Land $10,000 Building $147,500
2023		$157,500 Land $10,000 Building $147,500	$157,500 Land $10,000 Building $147,500
2022	$798.00
2021	$798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: Verizon.

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