842 Main St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 842 Main St, Cairo, NY 12413

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,172 sqft · built 1925
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,459 (Jan 2026)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`192400 83.04-4-30`

Property Details

APN / Parcel Number

Primary APN	`192400 83.04-4-30`
Alternative APN	`240008300400040300000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,172 sqft Total Area
1st Floor Area	1,262 sqft
2nd Floor Area	886 sqft
Upper Floors Area	24 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Porch	Slab
Porch Area	452 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	842 MAIN ST
City	CAIRO
State	NY
Zip	12413-2809
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	01 - NOT Z
Legal Description	CARLTON TERRACE AMENDEO LOTS 326 TO 328
Legal Block	4
Legal Lot Number	30.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3013
Census Tract	80502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County and Cairo Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	842 MAIN ST, CAIRO, NY 12413-2809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed, Transfer · Conventional Mortgage GREYLOCK FCU
Oct 18, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	2026D20266
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Jan 5, 2026
Property Address	842 MAIN ST, CAIRO, NY 12413-2809
Document Number	0000D20266
Instrument Date	Dec 30, 2025
Instrument	D2026-6
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 MAIN ST, CAIRO, NY 12413-2809

Mortgage

Document Number	0000M20268
Date	Jan 5, 2026
Instrument	M2026-8

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Jan 1, 2033
Index	1-Year CMT
Margin	3

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Oct 18, 2017
Property Address	842 MAIN ST, CAIRO, NY 12413-2809
Document Number	0000002457
Instrument Date	Oct 5, 2017
Instrument	2457
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 MAIN ST CAIRO NY 124132809, CAIRO, NY 12413-2809

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,176.00 (+4.17%)	$95,200 (-) Land $17,600 Building $77,600	$272,000 (+9.14%) Land $50,286 Building $221,714
2024	$4,009.00	$95,200 (-) Land $17,600 Building $77,600	$249,214 (+6.54%) Land $46,073 Building $203,141
2023		$95,200 Land $17,600 Building $77,600	$233,907 Land $43,243 Building $190,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUESTONE PARK WATER DISTRICT private · serves 80 people · EPA ID NY5503413
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	CAIRO WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

May also be available: Verizon.

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