842 Lake Rd, Ripon, WI 54971 Property Records

Winnebago County property record for 842 Lake Rd, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Lot Size	29.1 acres (1,268,032 sqft)
Owner	Individual Name on File
Tax Bill	$6,130 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-0527`

Property Details

APN / Parcel Number

Primary APN	`014-0527`
Alternative APN	`31708`

Exterior

Lot Area	1,268,032 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	31708
Street Address	8297 LAKE RD
City	RIPON
State	WI
Zip	54971-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	GOV LOT 1 EXC V469P264 V606P301 V967P139 V1024P505 29.11 A.
Legal Range	14E
Legal Township	17N
Legal Section	27
Legal Subdivision	TOWN OF NEPEUSKUN
Legal Lot Number	1
Jurisdiction	WINNEBAGO WI
Township / Civil Division	NEPEUSKUN
Census Block Group	2
Census Block	2170
Census Tract	2100

Owner

842 Lake Rd is owned and occupied by an individual who acquired it in May 2015.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	8297 LAKE RD, RIPON, WI 54971-9130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Balloon Mortgage FORTIFI BK
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORTIFI BANK
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORTIFI BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 22, 2015
Transfer Doc	0001688024
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Jun 29, 2026
Property Address	8297 LAKE RD, RIPON, WI 54971-9130
Document Number	0001970142
Instrument Date	Jun 24, 2026
Instrument	20261970142
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8297 LAKE RD, RIPON, WI 54971-9130

Mortgage

Document Number	0001970142,
Date	Jun 29, 2026
Instrument	20261970142

Lender

Name	FORTIFI BK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2031

Interest

Rate Type	Balloon
Rate	6.53%
Initial Type	Balloon
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	842 LAKE RD, RIPON, WI 54971
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001847982
Date	Apr 8, 2021
Instrument	1847982

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jun 1, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	842 LAKE RD, RIPON, WI 54971
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001848003
Date	Apr 8, 2021
Instrument	1848003

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jun 1, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Nepeuskun Town
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$516,100 Land $79,600 Building $436,500
2024	$6,130.00 (+30.98%)
2023	$4,680.00 (+4.42%) Homeowner's exemption	$289,800 (-0.03%) Land $46,700 Building $243,100	$373,943 (+12.77%) Land $59,064 Building $314,879
2022	$4,482.00 Homeowner's exemption	$289,900 Land $46,800 Building $243,100	$331,591 Land $52,375 Building $279,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 842 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–2019)
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 842 Lake Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 95% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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