842 E 500 S, Cutler, IN 46920 Property Records

Carroll County property record for 842 E 500 S, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 6,400 sqft · built 1918
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-13-03-000-014.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-13-03-000-014.000-008`
Alternative APNs	`02099022701` `0061801400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	6,400 sqft Living Area
1st Floor Area	7,632 sqft
Attic	Attic
Attic Area	4,312 sqft
Basement Area	2,464 sqft
Finished Basement	2,464 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Detached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02099022701
Street Address	842 E 500 S
City	CUTLER
State	IN
Zip	46920-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-18014-00 PT ENE 3-23-1 1.44 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2049
Census Tract	959900

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 585, CUTLER, IN 46920-0585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	842 E 500 S, CUTLER, IN 46920-9348
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001071
Date	Apr 14, 2020
Instrument	2020001071

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	842 E 500 S, CUTLER, IN 46920-9348
Transaction Type	Mortgage
Record Updated	Mar 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000577
Date	Feb 20, 2020
Instrument	2020000577

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00 (+7.71%) Homeowner's exemption	$309,700 (+41.29%) Land $35,200 Building $274,500	$309,700 (+41.29%) Land $35,200 Building $274,500
2024	$1,284.00 (+17.8%)
2023		$219,200 (+6.1%) Land $32,500 Building $186,700	$219,200 (+6.1%) Land $32,500 Building $186,700
2022	$1,090.00	$206,600 Land $32,500 Building $174,100	$206,600 Land $32,500 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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