842 Ann St, Festus, MO 63028 Property Records

Jefferson County property record for 842 Ann St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1935
Lot Size	0.177 acres (7,702 sqft)
Owner	2 Individual Names on File
Last Sale	$163,700 (Aug 2020)
Tax Bill	$669 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`193.006.01012016`

Property Details

APN / Parcel Number

Primary APN	`193.006.01012016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	7,702 sqft (0.177 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Porch	Stoop
Porch Area	24 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	842 ANN ST
City	FESTUS
State	MO
Zip	63028-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	XAVIER ROTH ADD LOT 9
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	XAVIER ROTH ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3006
Census Tract	700801

Owner

842 Ann St is owned and occupied by two individuals who bought it in August 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	842 ANN ST, FESTUS, MO 63028-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 8, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Jul 22, 2008 · Amount on File
Deed Document Number	202027829
Prior Transfer Date	May 29, 2012
Prior Transfer Doc	0000019197
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 3, 2020
Property Address	842 ANN ST, FESTUS, MO 63028-1318
Document Number	0000027829
Map Reference	MB 6 PG 3
Instrument Date	Jul 31, 2020
Instrument	2020R-027829
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 JEROME DR, 725, FESTUS, MO 63028-1080

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	842 ANN ST, FESTUS, MO 63028-1318

Mortgage

Document Number	0000027830
Date	Aug 3, 2020
Instrument	2020R-027830

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	842 ANN ST, FESTUS, MO 63028-1318
Document Number	0000016453
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 JEROME DR FESTUS MO 630281080, FESTUS, MO 63028-1080

Mortgage

Document Number	0000016453
Date	May 14, 2020
Instrument	16453

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 842 Ann St was $669.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,200 (-) Land $1,500 Building $10,700	$64,200 Land $8,100 Building $56,100
2025	$669.00	$12,200 Land $1,500 Building $10,700
2024			$64,200 (+4.9%) Land $8,100 Building $56,100
2023	$653.00	$11,600 Land $1,500 Building $10,100	$61,200 Land $8,100 Building $53,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 842 Ann St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 842 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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