8418 Igou Gap Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8418 Igou Gap Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,382 sqft · built 2003
Lot Size	0.272 acres (11,854 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jun 2024)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159F A 002.01`

Property Details

APN / Parcel Number

Primary APN	`159F A 002.01`
Alternative APN	`0000149646`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,382 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,854 sqft (0.272 acres)
Lot Dimensions	177 ft deep x 61 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000149646
Street Address	8418 IGOU GAP RD
City	CHATTANOOGA
State	TN
Zip	37421-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 IGOU VILLAGE SUB PB 70 PG 45 )
Legal Subdivision	IGOU VILLAGE SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	11321

Owner

8418 Igou Gap Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8418 IGOU GAP RD, CHATTANOOGA, TN 37421-2711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	Jul 19, 2005 · Amount on File
Deed Document Number	2024213
Deed Book / Page	13613 / 128
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 5, 2024
Property Address	8418 IGOU GAP RD, CHATTANOOGA, TN 37421-2711
Document Number	0000000213
Book / Page	13613 / 128
Map Reference	MB 70 PG 45
Instrument Date	Jun 5, 2024
Instrument	2024060500213
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,053.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8418 IGOU GAP RD, CHATTANOOGA, TN 37421-2711

Mortgage

Document Number	0000000214
Date	Jun 5, 2024
Instrument	2024060500214

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 8418 Igou Gap Rd was $2,024, up 32.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,024.00 (+32.63%)	$133,550 (+95.68%)	$534,200 (+95.68%) Land $75,000 Building $459,200
2024	$1,526.00	$68,250 (-)	$273,000 (-) Land $55,000 Building $218,000
2023	$1,526.00	$68,250 (-)	$273,000 (-) Land $55,000 Building $218,000
2022	$1,526.00	$68,250	$273,000 Land $55,000 Building $218,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8418 Igou Gap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8418 Igou Gap Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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