Hamilton County property record for 8416 Iris Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,976 sqft · built 1972 |
| Lot Size | 0.418 acres (18,241 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Apr 2023) |
| Tax Bill | $1,111 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171J C 016.08 |
| Primary APN | 171J C 016.08 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,241 sqft (0.418 acres) |
| Lot Dimensions | 165 ft deep x 110 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000118341 |
|---|---|
| Street Address | 8416 IRIS DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 3292 1A1 03 LOT 13 IRWIN HILLS UNIT 2 PB 27 PG 156 |
| Legal Subdivision | IRWIN HILLS SUBDIVISION |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11325 |
8416 Iris Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Hamilton County records, as of May 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8416 IRIS DR, CHATTANOOGA, TN 37421-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 19, 2023 | Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on File |
| Deed Sale | Apr 19, 2023 · Amount on File |
| Prior Sale | Apr 23, 2009 · Amount on File |
| Deed Document Number | 202378 |
| Deed Book / Page | 13267 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 22, 2026 |
| Property Address | 8416 IRIS DR, CHATTANOOGA, TN 37421-4334 |
| Document Number | 0000000011 |
| Book / Page | 14270 / 206 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8416 IRIS DR, CHATTANOOGA, TN 37421-4334 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000011, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 14270/206 |
| Instrument | 202611 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Aug 1, 2053 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8416 IRIS DR, CHATTANOOGA, TN 37421-4334 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000081 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 13522/928 |
| Instrument | 2024022800081 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 19, 2023 |
| Property Address | 8416 IRIS DR, CHATTANOOGA, TN 37421-4334 |
| Document Number | 0000000078 |
| Book / Page | 13267 / 335 |
| Map Reference | MB 27 PG 156 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023041900078 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,139.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8416 IRIS DR, CHATTANOOGA, TN 37421-4334 |
| Document Number | 0132670338 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 13267-0338 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,111.00 (+17.19%) | $73,325 (+72.94%) | $293,300 (+72.94%) Land $75,000 Building $218,300 |
| 2024 | $948.00 | $42,400 (-) | $169,600 (-) Land $40,000 Building $129,600 |
| 2023 | $948.00 | $42,400 (-) | $169,600 (-) Land $40,000 Building $129,600 |
| 2022 | $948.00 | $42,400 | $169,600 Land $40,000 Building $129,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8416 Iris Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8416 Iris Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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