8415 Ridge Rd, Cedar Hill, MO 63016 Property Records

Jefferson County property record for 8415 Ridge Rd, Cedar Hill, MO 63016

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,054 sqft · built 1986
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131.002.04001001`

Property Details

APN / Parcel Number

Primary APN	`131.002.04001001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	938 sqft
Finished Basement	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)
Porch	Enclosed Frame Porch
Porch Area	255 sqft
Patio Area	2,390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8415 RIDGE RD
City	CEDAR HILL
State	MO
Zip	63016-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	LAKE ADELLE 2 LOTS 1 & 2 & PT LOT 3
Legal Range	3E
Legal Township	41N
Legal Section	02
Legal Subdivision	LAKE ADELLE 2
Legal Block	1
Legal Lot Number	1,2,3
Jurisdiction	JEFFERSON MO
Township / Civil Division	BIG RIVER
Census Block Group	1
Census Block	1052
Census Tract	701102

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8415 RIDGE RD, CEDAR HILL, MO 63016-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Nov 30, 2020	Warranty Deed, Transfer HOUSING & CMNTY DEV DEPT
Sep 27, 2018	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020
Deed Sale	Nov 30, 2020
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	202045889
Prior Transfer Date	Feb 18, 2004
Prior Transfer Doc	0000009059
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	8415 RIDGE RD, CEDAR HILL, MO 63016-3808
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPNAY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005908
Date	Feb 8, 2021
Instrument	2021R-005908

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	8415 RIDGE RD, CEDAR HILL, MO 63016-3808
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R005909
Date	Feb 8, 2021
Instrument	2021R-005909

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 30, 2020
Property Address	8415 RIDGE RD, CEDAR HILL, MO 63016-3808
Document Number	0000045889
Instrument Date	Nov 19, 2020
Instrument	45889
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8415 RIDGE RD CEDAR HILL MO 630163808, CEDAR HILL, MO 63016-3808

Mortgage

Document Number	49538
Date	Nov 30, 2020
Instrument	49538

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	KANSAS CITY, MO 64105

Agreement

Amount	Amount Recorded

Mortgage

Document Number	49537,
Date	Nov 30, 2020
Instrument	49537

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 27, 2018
Property Address	8415 RIDGE RD, CEDAR HILL, MO 63016-3808
Document Number	0000029566
Instrument Date	Sep 24, 2018
Instrument	29566
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8415 RIDGE RD CEDAR HILL MO 630163808, CEDAR HILL, MO 63016-3808

Mortgage

Document Number	29567
Date	Sep 27, 2018
Instrument	29567

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Grandview R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,900 (-) Land $1,300 Building $22,600	$125,600 (-) Land $6,900 Building $118,700
2025	$1,819.00 (+8.21%)	$23,900 (+9.13%) Land $1,300 Building $22,600
2024			$125,600 (+9.12%) Land $6,900 Building $118,700
2023	$1,681.00	$21,900 Land $1,300 Building $20,600	$115,100 Land $6,900 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	146 (1979–2024)
Claims Outside the SFHA	17 of 146
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 12 claims Severe Storms, Tornadoes And Flooding, Mar 2006 · 11 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ADELLE SUBD private · serves 380 people · EPA ID MO6036077
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures