8415 Palmo Fish Camp Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 8415 Palmo Fish Camp Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 1981
Lot Size8.24 acres (358,934 sqft)
Owner2 Individual Names on Record
Tax Bill$334 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN014650-0010

Property Details

APN / Parcel Number

Primary APN014650-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,826 sqft Living Area
Gross Area2,682 sqft
1st Floor Area1,238 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2001
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area358,934 sqft (8.24 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area520 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8415 PALMO FISH CAMP RD
CitySAINT AUGUSTINE
StateFL
Zip32092-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal Description15-1 PART OF M SOLANA & HENDERSON GRANTS LYING W OF OAK AVENUE - 256.5FT ON RD X 1399FT OR938/1028
Legal Range27E
Legal Township06S
Legal Section39
Legal Lot Number15-1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2003
Census Tract21004

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8415 PALMO FISH CAMP RD, SAINT AUGUSTINE, FL 32092-2218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address8415 PALMO FISH CAMP RD, SAINT AUGUSTINE, FL 32092-2218
Document Number0044890767
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address8415 PALMO FISH CAMP RD ST AUGUSTINE FL 320922218, ST AUGUSTINE, FL 32092-2218

Mortgage

Document Number0044890767
DateJan 11, 2018
Book Page004489/000767
Instrument2384
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 10, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,646 (+2.7%)$527,086 (-28.75%) Land $194,368 Building $332,718
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$199,266 (+2.9%)$739,815 (+13.06%) Land $458,548 Building $281,267
2024$254.00 (-58.9%) Disabled Person's exemption Veteran's exemption$193,650 (+3%)$654,371 (+24.23%) Land $272,068 Building $382,303
2023$618.00 (+4.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$188,010 (+3%)$526,758 (+10.87%) Land $184,576 Building $342,182
2022$589.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$182,534$475,124 Land $184,576 Building $290,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims21 (2016–2022)
Claims Outside the SFHA6 of 21
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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